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6323 Talbot Cir, Spring Hill, FL 34606 Property Records

Hernando County property record for 6323 Talbot Cir, Spring Hill, FL 34606

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,056 sqft · built 1969
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$122,000 (Jun 2020)
Tax Bill$740 (2025)
Deeds & MortgagesJun 2020 Sale & Mortgage
Feb 2020 Sale
Flood ZoneZone X (minimal risk)
APNR32-323-17-5020-0070-0060

Property Details

APN / Parcel Number

Primary APNR32-323-17-5020-0070-0060
Alternative APNs
  • 00219007
  • 219007

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1994
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeCarport
CarportCarport
Carport Area176 sqft
PorchPorch
Porch Area281 sqft
Utility Building70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00219007
Street Address6323 TALBOT CIR
CitySPRING HILL
StateFL
Zip34606-4831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 2 BLK 70 LOT 6
Legal Range17E
Legal Township23S
Legal Section28
Legal SubdivisionSPRING HILL UN 2
Legal Block70
Legal Lot Number6
Legal Unit2
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1025
Census Tract41401

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6323 TALBOT CIR, SPRING HILL, FL 34606-4831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2020Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Feb 7, 2020Warranty Deed, Transfer
ORLANDO TITLE PROFESSIONALS LL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2020 · Amount on Record
Deed SaleJun 9, 2020 · Amount on Record
Prior SaleFeb 7, 2020 · Amount on Record
Deed Document Number2020034582
Deed Book / Page3849 / 254
Record UpdatedJun 8, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJun 9, 2020
Property Address6323 TALBOT CIR, SPRING HILL, FL 34606-4831
Document Number0038490254
Book / Page3849 / 254
Map ReferenceMB 7 PG 65-79
Instrument DateMay 29, 2020
Instrument2020034582
Transaction TypeTransfer
Record UpdatedDec 7, 2021
Title CompanyTROPIC TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$854.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5156 MENTMORE AVE, 5156, SPRING HILL, FL 34606-1544

Transferred To (Grantee/Buyer)

NameVerified Name
Address6323 TALBOT CIR, SPRING HILL, FL 34606-4831

Mortgage

Document Number3849256
DateJun 9, 2020
Instrument3849/256
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateFeb 7, 2020
Property Address6323 TALBOT CIR, SPRING HILL, FL 34606-4831
Document Number0038041216
Book / Page003804 / 001216
Instrument DateJan 21, 2020
Instrument8412
Transaction TypeTransfer
Record UpdatedMar 10, 2020
Title CompanyORLANDO TITLE PROFESSIONALS LL

Transaction

AmountAmount Recorded
Tax$385.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5156 MENTMORE AVE SPRING HILL FL 346061544, SPRING HILL, FL 34606-1544

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$740.00 (+4.67%) Additional exemption filed$91,280 (+5.99%)$140,981 (-0.57%) Land $36,011 Building $104,970
2023$86,123 Land $86,123
2022$707.00$141,788 Land $39,464 Building $102,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims3 (1998–2012)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2012 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35

May also be available: AT&T, Verizon.

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