6323 S Custer St, Spokane, WA 99223 Property Records

Spokane County property record for 6323 S Custer St, Spokane, WA 99223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,816 sqft · built 2022
Lot Size	1.03 acres (44,867 sqft)
Owner	Company Name on Record
Last Sale	$197,500 (Jan 2021)
Tax Bill	$11,534 (2026)
Deeds & Mortgages	Oct 2026 Line of Credit Apr 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34023.5104`

Property Details

APN / Parcel Number

Primary APN	`34023.5104`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	3,816 sqft Living Area
Gross Area	5,248 sqft
1st Floor Area	2,474 sqft
Basement Area	1,342 sqft
Finished Basement	1,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,867 sqft
Garage Type	Attached
Garage Area	1,432 sqft
Parking Spaces	5 Parking Spaces
Deck Area	195 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	6323 S CUSTER ST
City	SPOKANE
State	WA
Zip	99223-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR
Legal Description	02-24-43: MORAN VIEW ESTATES ADDITION LOT 4 BLOCK 2 BOOK 36 PAGES 3 - 5. (AFN 5898640).
Legal Subdivision	MORAN VIEW ESTATES ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3002
Census Tract	13401

Owner

Source: Spokane County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 949, HAYDEN, ID 83835-0949
Owner Type	Company
Vesting	Corporation

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Apr 13, 2022	Deed of Trust, Mortgage · Construction Mortgage BANNER BANK
Jan 25, 2021	Warranty Deed, Transfer WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NAT'L TITLE CO/ESTN WA LLC
Jan 25, 2021	Warranty Deed, Subdivision Related Transfer WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NAT'L TITLE CO/ESTN WA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	Jan 25, 2021 · Amount on Record
Deed Document Number	20217026136
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Oct 2, 2026
Property Address	6323 S CUSTER ST, SPOKANE, WA 99223-1601
Document Number	0007518997
Instrument Date	Sep 25, 2026
Instrument	20267518997
Transaction Type	Mortgage
Record Updated	Oct 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6323 S CUSTER ST, SPOKANE, WA 99223-1601

Mortgage

Document Number	0007518997,
Date	Oct 2, 2026
Instrument	20267518997

Lender

Name	BANNER BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	6323 S CUSTER ST, SPOKANE, WA 99223-1601
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007198237
Date	Apr 13, 2022
Instrument	7198237

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	371 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2033
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	8.5%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 25, 2021
Property Address	6323 S CUSTER ST, SPOKANE, WA 99223-1601
Document Number	0007026097
Instrument Date	Nov 19, 2020
Instrument	7026097
Transaction Type	Transfer
Record Updated	Mar 15, 2021
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NAT'L TITLE CO/ESTN WA LLC

Transaction

Amount	Amount Recorded
Tax	$586.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 949 HAYDEN ID 838350949, HAYDEN, ID 83835-0949

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 25, 2021
Property Address	6323 S CUSTER ST, SPOKANE, WA 99223-1601
Document Number	0007026136
Instrument Date	Nov 18, 2020
Instrument	7026136
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 15, 2021
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NAT'L TITLE CO/ESTN WA LLC

Transaction

Amount	Amount Recorded
Tax	$3,165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	6323 S CUSTER ST SPOKANE VALLEY WA 992231601, SPOKANE VALLEY, WA 99223-1601

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,534.00 (-1.77%)	$1,104,000 (+48.39%) Land $345,000 Building $759,000	$1,104,000 (+48.39%) Land $345,000 Building $759,000
2025	$11,742.00 (+56.08%)	$744,000 (+216.6%) Land $235,000 Building $509,000	$744,000 (+216.6%) Land $235,000 Building $509,000
2024	$7,523.00 (+212.03%)	$235,000 (+14.63%) Land $235,000	$235,000 (+14.63%) Land $235,000
2023	$2,411.00 (-4.7%)	$205,000 Land $205,000	$205,000 Land $205,000
2022	$2,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 47% of Washington
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Intermax Networks Fixed Wireless	100 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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