Lorain County property record for 6323 Oak Point Ests, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,714 sqft · built 1998 |
| Lot Size | 1 acres (43,615 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $267,200 (Mar 1999) |
| Tax Bill | $5,939 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03-007-000-138 |
| Primary APN | 02-03-007-000-138 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,714 sqft Living Area |
| Gross Area | 3,113 sqft |
| 1st Floor Area | 1,558 sqft |
| Basement Area | 1,540 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 43,615 sqft (1 acres) |
| Lot Dimensions | 307 ft deep x 142 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Patio Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 6323 OAK POINT ESTS |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-1873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK POINT ESTATES SUB #2 142.00 X 307.15 |
| Legal Subdivision | OAK POINT ESTATES SUB 2 |
| Legal Tract | 03 |
| Legal Lot Number | 25 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 97201 |
6323 Oak Point Ests is owned and occupied by two individuals who bought it in March 1999.
Source: Lorain County records, as of June 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6323 OAK POINT ESTS, LORAIN, OH 44053-1873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 1999 · Amount on File |
| Deed Sale | Mar 11, 1999 · Amount on File |
| Deed Document Number | 1999600509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 6323 OAK POINT ESTS, LORAIN, OH 44053-1873 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2021 |
| Title Company | THIRD CAPITAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210851043 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 2021-0851043 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 6323 Oak Point Ests was $5,939 with a homeowner's exemption.
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,939.00 Homeowner's exemption | $140,650 (%) Land $38,500 Building $102,150 | $401,860 (-) Land $110,000 Building $291,860 |
| 2024 | $5,939.00 (+20.3%) | $140,651 (+40.34%) Land $38,500 Building $102,151 | $401,860 (+40.34%) Land $110,000 Building $291,860 |
| 2023 | $4,937.00 (+4.18%) | $100,220 (-) Land $22,509 Building $77,711 | $286,340 Land $64,310 Building $222,030 |
| 2022 | $4,739.00 | $100,220 Land $22,510 Building $77,710 | |
| 2021 | $286,340 Land $64,310 Building $222,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6323 Oak Point Ests in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 48 units insured incl. 46 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6323 Oak Point Ests is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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