Montgomery County property record for 6322 Ring Neck Dr, Dayton, OH 45424
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,540 sqft · built 1994 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $369,000 (Mar 2026) |
| Tax Bill | $5,969 (2024) |
| Deeds & Mortgages | Apr 2022 Mortgage Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R72617724-0001 |
| Primary APN | R72617724-0001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,540 sqft Living Area |
| Gross Area | 2,981 sqft |
| 1st Floor Area | 1,256 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,307 sqft (0.03 acres) |
| Lot Dimensions | 220 ft deep x 75 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 130 sqft |
| Patio Area | 436 sqft |
| Canopy | 198 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 6322 RING NECK DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45424-4195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 82052 PHEASANT HILL NORTH SEC 6 PUD |
| Legal Subdivision | PHEASANT HILL NORTH |
| Legal Lot Number | 1 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 90303 |
6322 Ring Neck Dr is owned and occupied by two individuals who bought it in March 2026.
Source: Montgomery County records, as of March 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6322 RING NECK DR, DAYTON, OH 45424-4195 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2022 | Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS |
| Mar 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Oct 10, 2023 | Intrafamily Transfer, Transfer |
| Jul 19, 2019 | Warranty Deed, Transfer · VA Mortgage US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2026 · Amount on File |
| Deed Sale | Mar 9, 2026 · Amount on File |
| Prior Sale | Jul 19, 2019 · Amount on File |
| Deed Document Number | 202614275 |
| Prior Transfer Date | Oct 9, 2023 |
| Prior Transfer Doc | 0000052062 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 6322 RING NECK DR, DAYTON, OH 45424-4195 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 6322 RING NECK DR, DAYTON, OH 45424-4195 |
| Document Number | 0000027262 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 2022-00027262 |
| Name | DEPARTMENT OF VETERANS AFFAIRS |
|---|---|
| Type | Government Agency |
| Address | NASHVILLE, TN 37203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 327 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 9, 2026 |
| Property Address | 6322 RING NECK DR, DAYTON, OH 45424-4195 |
| Document Number | 0000014275 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2026-00014275 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, CLT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6322 RING NECK DR, DAYTON, OH 45424-4195 |
| Document Number | 0000014276 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 2026-00014276 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 10, 2023 |
| Property Address | 6322 RING NECK DR, DAYTON, OH 45424-4195 |
| Document Number | 0000052062 |
| Instrument Date | Oct 9, 2023 |
| Instrument | 202300052062 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6322 RING NECK DR, DAYTON, OH 45424-4195 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 19, 2019 |
| Property Address | 6322 RING NECK DR, DAYTON, OH 45424-4195 |
| Document Number | 0000037474 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 37474 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2019 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $719.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6322 RING NECK DR DAYTON OH 454244195, DAYTON, OH 45424-4195 |
| Document Number | 37476 |
|---|---|
| Date | Jul 19, 2019 |
| Instrument | 37476 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2049 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Huber Heights City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $102,080 Land $17,920 Building $84,160 | $291,670 Land $51,210 Building $240,460 | |
| 2024 | $5,969.00 (+3.23%) | ||
| 2023 | $5,782.00 (+7.23%) | $102,080 (+32.99%) Land $17,920 Building $84,160 | $291,670 Land $51,210 Building $240,460 |
| 2022 | $5,392.00 | $76,760 Land $13,480 Building $63,280 | |
| 2020 | $219,300 Land $38,500 Building $180,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6322 Ring Neck Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6322 Ring Neck Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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