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6322 E Hwy 86, Custer, KY 40115 Property Records

Breckinridge County property record for 6322 E Hwy 86, Custer, KY 40115 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,092 sqft
Lot Size1.43 acres (62,291 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Aug 2021)
Tax Bill$757 (2025)
Deeds & MortgagesMar 2018 Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN147-21

Property Details

APN / Parcel Number

Primary APN147-21
Alternative APN
  • 33259

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,092 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area62,291 sqft (1.43 acres)
PorchSlab
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelCoal

Location & Zoning

Account Number33259
Street Address6322 E HIGHWAY 86
CityCUSTER
StateKY
Zip40115-5203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAND & HOUSE
JurisdictionBRECKINRIDGE KY
Township / Civil DivisionMCDANIELS-HUDSON
Census Block Group1
Census Block1029
Census Tract960501

Owner

Source: Breckinridge County records · APN 147-21

Assessment roll updated November 20, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6322 E HIGHWAY 86, CUSTER, KY 40115-5203
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2018Deed of Trust, Mortgage · Commercial Mortgage
THE CECILIAN BANK
Aug 28, 2021Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 28, 2021 · Amount on Record
Deed SaleAug 28, 2021 · Amount on Record
Prior SaleMar 27, 2009 · Amount on Record
Deed Document Number20212020904168
Deed Book / Page441 / 7
Prior Transfer DateNov 06, 2008
Prior Transfer Doc000336/293
Record UpdatedJun 08, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRECKINRIDGE KY
Property Address6322 E HIGHWAY 86, CUSTER, KY 40115-5203
Transaction TypeMortgage
Record UpdatedOct 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000450/245
DateMar 27, 2018
Book Page450/245
Instrument2018001443
Lender
NameTHE CECILIAN BANK
TypeBank
AddressHARDINSBURG, KY 40143
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueMar 19, 2038

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionBRECKINRIDGE KY
Recording DateAug 28, 2021
Property Address6322 E HIGHWAY 86, CUSTER, KY 40115-5203
Document Number00000441/7
Book / Page441 / 7
Instrument DateAug 26, 2021
Instrument2020904168
Transaction TypeTransfer
Record UpdatedOct 03, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 GROVE RD, CECILIA, KY 42724

Transferred To (Grantee/Buyer)

NameVerified Name
Address6322 E HIGHWAY 86, CUSTER, KY 40115-5203

Mortgage

Document Number0000511115
DateAug 28, 2021
Instrument511/115
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Breckinridge County records · Assessment roll updated November 20, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyBreckinridge County
Unified School DistrictBreckinridge County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$757.00 (-1.3%) Homeowner's exemption$125,000 (-) Land $10,000 Building $115,000$125,000 (-) Land $10,000 Building $115,000
2023$767.00 (-36.3%) Homeowner's exemption$125,000 (-) Land $10,000 Building $115,000$125,000 (-) Land $10,000 Building $115,000
2022$1,204.00$125,000 Land $10,000 Building $115,000$125,000 Land $10,000 Building $115,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Breckinridge County (21027C), updated May 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210279605011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Brandenburg CommunicationsFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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