6322 Celtic Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 6322 Celtic Dr, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,316 sqft · built 1981
Lot Size	0.372 acres (16,212 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Jul 2021)
Tax Bill	$1,005 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111M A 063`

Property Details

APN / Parcel Number

Primary APN	`111M A 063`
Alternative APN	`0000039343`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,316 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,212 sqft (0.372 acres)
Lot Dimensions	157 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000039343
Street Address	6322 CELTIC DR
City	CHATTANOOGA
State	TN
Zip	37416-1403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 82 LAKESHORE SUB SUB 34-1
Legal Subdivision	LAKESHORE MANOR #1
Legal Lot Number	82
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	4
Census Block	4008
Census Tract	11413

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6322 CELTIC DR, CHATTANOOGA, TN 37416-1403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Nov 25, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	2021248
Deed Book / Page	12570 / 710
Prior Transfer Date	Sep 24, 2019
Prior Transfer Doc	1125000312
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 16, 2021
Property Address	6322 CELTIC DR, CHATTANOOGA, TN 37416-1403
Document Number	0000000248
Book / Page	12570 / 710
Map Reference	MB 34 PG 1
Instrument Date	Jul 15, 2021
Instrument	2021071600248
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GUARANTY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$962.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6322 CELTIC DR, CHATTANOOGA, TN 37416-1403

Mortgage

Document Number	0012570713
Date	Jul 16, 2021
Instrument	12570/713

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

November 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 25, 2019
Property Address	6322 CELTIC DR, CHATTANOOGA, TN 37416-1403
Document Number	1125000312
Book / Page	011830 / 000704
Instrument Date	Sep 24, 2019
Instrument	191125000312
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6322 CELTIC DR CHATTANOOGA TN 374161403, CHATTANOOGA, TN 37416-1403

Mortgage

Document Number	1203000081
Date	Nov 25, 2019
Book Page	011837/000224
Instrument	191203000081

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,005.00 (+19.93%)	$66,325 (+76.98%)	$265,300 (+76.98%) Land $50,000 Building $215,300
2024	$838.00 (-1.06%)	$37,475 (-)	$149,900 (-) Land $20,000 Building $129,900
2023	$847.00	$37,475	$149,900 Land $20,000 Building $129,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2000–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 61% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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