Buchanan County property record for 6322 Carnegie St, Saint Joseph, MO 64504
| Property Type | Single Family Home |
|---|---|
| Details | 918 sqft · built 1979 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Company Name on Record |
| Last Sale | $58,000 (Aug 2019) |
| Tax Bill | $781 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Apr 2021 Line of Credit + 1 more |
| APN | 06-9.0-31-004-002-018.000 |
| Primary APN | 06-9.0-31-004-002-018.000 |
|---|
| Building Area | 918 sqft Base Area |
|---|---|
| 1st Floor Area | 918 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Street Address | 6322 CARNEGIE ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64504-2004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:BELLEVIEW LOT:23 BLK:5LGL DESC: |
| Legal Subdivision | BELLEVIEW |
| Legal Block | 5 |
| Legal Lot Number | 23 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 2500 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4206 KENSINGTON DR, SAINT JOSEPH, MO 64506-4550 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Apr 2, 2021 | Deed of Trust, Mortgage · Line of Credit BANK MIDWEST |
| Aug 9, 2019 | Warranty Deed, Transfer · Commercial Mortgage PONY EXPRESS COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2019 · Amount on Record |
| Deed Sale | Aug 9, 2019 · Amount on Record |
| Prior Sale | Sep 14, 2011 |
| Deed Document Number | 20196615 |
| Deed Book / Page | 3740 / 180 |
| Prior Transfer Date | Jan 27, 2006 |
| Prior Transfer Doc | 02868/0676 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 18, 2026 |
| Property Address | 6322 CARNEGIE ST, SAINT JOSEPH, MO 64504-2004 |
| Document Number | 0000006858 |
| Book / Page | 3821 / 598 |
| Instrument Date | Aug 17, 2026 |
| Instrument | 20266858 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 6611 RIVER RIDGE RD, SAINT JOSEPH, MO 64507-8798 |
| Document Number | 0000006858, |
|---|---|
| Date | Aug 18, 2026 |
| Book Page | 3821/598 |
| Instrument | 20266858 |
| Name | COMMERCE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 6322 CARNEGIE ST, SAINT JOSEPH, MO 64504-2004 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4206 KENSINGTON DR, SAINT JOSEPH, MO 64506-4550 |
| Document Number | 003760/568 |
|---|---|
| Date | Apr 2, 2021 |
| Book Page | 3760/568 |
| Instrument | 2021003217 |
| Name | BANK MIDWEST |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 9, 2019 |
| Property Address | 6322 CARNEGIE ST, SAINT JOSEPH, MO 64504-2004 |
| Document Number | 003740/180 |
| Book / Page | 3740 / 180 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 2019006615 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | ST JOSEPH TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10306 SW STATE ROUTE JJ, 10306, SAINT JOSEPH, MO 64504-8844 |
| Name | Verified Name |
|---|---|
| Address | 4206 KENSINGTON DR, SAINT JOSEPH, MO 64506-4550 |
| Document Number | 003740/181 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 3740/181 |
| Instrument | 2019006616 |
| Name | PONY EXPRESS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 9, 2024 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $781.00 | $10,930 (+6.53%) Land $1,350 Building $9,580 | $57,530 (+6.5%) Land $7,120 Building $50,410 |
| 2024 | $781.00 (+16.39%) | ||
| 2023 | $671.00 (-0.74%) | $10,260 (-) Land $1,350 Building $8,910 | $54,020 (-) Land $7,120 Building $46,900 |
| 2022 | $676.00 | $10,260 Land $1,350 Building $8,910 | |
| 2021 | $54,020 Land $7,120 Building $46,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 14 (1984–2020) |
| Claims Outside the SFHA | 12 of 14 |
| Most Recent Claim | Sep 2020 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 739 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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