6321 Salado Rd, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 6321 Salado Rd, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,906 sqft · built 1990
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$715,000 (Jul 2018)
Tax Bill	$9,033 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`182904-0390`

Property Details

APN / Parcel Number

Primary APN	`182904-0390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,906 sqft Living Area
Gross Area	2,580 sqft
1st Floor Area	1,906 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Enclosed Glass Porch
Porch Area	276 sqft
Deck Area	Deck Area
Patio Area	1,060 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6321 SALADO RD
City	SAINT AUGUSTINE
State	FL
Zip	32080-7665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	11-48 TREASURE BCH 3RD ADDN LOT 39 BLK 4 OR4581/462
Legal Range	30E
Legal Township	08S
Legal Section	27
Legal Subdivision	TREASURE BEACH THIRD ADDITION
Legal Block	4
Legal Lot Number	39
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1003
Census Tract	21404

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6321 SALADO RD, SAINT AUGUSTINE, FL 32080-7665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jul 17, 2018	Warranty Deed, Transfer · Conventional Mortgage SUN TRUST BANK
Apr 9, 2018	Loan Modification, Mortgage · Conventional Mortgage UMBACH FAM IRREV GRANT TR (IT)
Mar 9, 2018	Loan Modification, Mortgage · Line of Credit REUNION BK/FL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Mar 7, 2017 · Amount on Record
Deed Document Number	201850844
Deed Book / Page	4581 / 462
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	6321 SALADO RD, SAINT AUGUSTINE, FL 32080-7665
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6321 SALADO RD, SAINT AUGUSTINE, FL 32080-7665

Mortgage

Document Number	0050321002
Date	Sep 2, 2020
Book Page	5032/1002
Instrument	2020074312

Lender

Name	TRUIST BANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	6321 SALADO RD, SAINT AUGUSTINE, FL 32080-7665
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	KNIGHT BARRY TITLE SLN INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050080776
Date	Aug 5, 2020
Book Page	5008/776
Instrument	2020064286

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 17, 2018
Property Address	6321 SALADO RD, SAINT AUGUSTINE, FL 32080-7665
Document Number	0045810462
Book / Page	4581 / 0462
Map Reference	MB11 PG45-48
Instrument Date	Jul 16, 2018
Instrument	2018050844
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ISLAND TITLE OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6323 SALADO RD, 6323, SAINT AUGUSTINE, FL 32080-7665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6321 SALADO RD, SAINT AUGUSTINE, FL 32080-7665

Mortgage

Document Number	2018050845
Date	Jul 17, 2018
Instrument	2018050845

Lender

Name	SUN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	6321 SALADO RD, SAINT AUGUSTINE, FL 32080-7665
Document Number	0045390335
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	May 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6321 SALADO RD ST AUGUSTINE FL 320807665, ST AUGUSTINE, FL 32080-7665

Mortgage

Document Number	0045390335
Date	Apr 30, 2018
Book Page	004539/000335
Instrument	29179

Lender

Name	UMBACH FAM IRREV GRANT TR (IT)
Address	275 EAGLE KNOB POINTE, LAKE MARY, FL 32746-3833

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 29, 2019

Interest

Rate	8%

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	6321 SALADO RD, SAINT AUGUSTINE, FL 32080-7665
Document Number	0045180770
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6321 SALADO RD ST AUGUSTINE FL 320807665, ST AUGUSTINE, FL 32080-7665

Mortgage

Document Number	0045180770
Date	Mar 20, 2018
Book Page	004518/000770
Instrument	18250

Lender

Name	REUNION BK/FL
Type	Bank
Address	SAINT AUGUSTINE, FL 32080

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,806 (+2.7%)	$889,798 (+1.85%) Land $500,000 Building $389,798
2025	$9,033.00 (+10.64%) Homeowner's exemption	$637,591 (+5.99%)	$873,615 (+24.2%) Land $500,000 Building $373,615
2024	$8,164.00 (+1.61%)
2023	$8,035.00 (+1.99%) Homeowner's exemption	$601,575 (+2.86%)	$703,391 (+7.45%) Land $352,800 Building $350,591
2022	$7,878.00 Homeowner's exemption	$584,867	$654,629 Land $352,800 Building $301,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 396 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	452 units insured incl. 56 condo units
Nearby Flood Claims	576 (1982–2025)
Claims Outside the SFHA	6 of 576
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irma, Oct 2017 · 90 claims Hurricane Matthew, Oct 2016 · 354 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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