Lorain County property record for 6321 Oak Tree Dr S, Lorain, OH 44053
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,223 sqft · built 1996 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Owner Name on File |
| Last Sale | $161,900 (Aug 2014) |
| Tax Bill | $4,355 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03-007-000-023 |
| Primary APN | 02-03-007-000-023 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,223 sqft Living Area |
| 1st Floor Area | 1,180 sqft |
| 2nd Floor Area | 784 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 145 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 292 sqft |
| Deck Area | 439 sqft |
| Patio Area | 204 sqft |
| Canopy | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 6321 OAK TREE DR S |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44053-4332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKS SUB #2 75.57 X 148.04 |
| Legal Subdivision | OAKS SUB |
| Legal Tract | 3 |
| Legal Lot Number | 13 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 97201 |
The current owner of 6321 Oak Tree Dr S bought it in August 2014.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 6321 OAK TREE DR S, LORAIN, OH 44053-4332 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Last Sale | Aug 22, 2014 · Amount on File |
|---|---|
| Deed Sale | Aug 22, 2014 · Amount on File |
| Deed Document Number | 2014003600 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 6321 OAK TREE DR S, LORAIN, OH 44053-4332 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 20210851333 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021-0851333 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 6321 Oak Tree Dr S was $4,355.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,355.00 | $103,150 (+%) Land $20,790 Building $82,360 | $294,710 (-) Land $59,400 Building $235,310 |
| 2024 | $4,355.00 (+13.89%) | $103,149 (+32.87%) Land $20,790 Building $82,359 | $294,710 (+32.87%) Land $59,400 Building $235,310 |
| 2023 | $3,824.00 (+4.17%) | $77,631 (+%) Land $12,457 Building $65,174 | $221,800 Land $35,590 Building $186,210 |
| 2022 | $3,671.00 | $77,630 Land $12,460 Building $65,170 | |
| 2021 | $221,800 Land $35,590 Building $186,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6321 Oak Tree Dr S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 48 units insured incl. 46 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6321 Oak Tree Dr S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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