6321 Kiernan Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 6321 Kiernan Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,657 sqft · built 1957
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$451,500 (May 2019)
Tax Bill	$6,396 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`273-0123-006-0000`

Property Details

APN / Parcel Number

Primary APN	`273-0123-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,657 sqft Living Area
1st Floor Area	1,657 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	10,000 sqft (0.23 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6321 KIERNAN DR
City	CARMICHAEL
State	CA
Zip	95608-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5 (NPA)
Legal Description	CARLOTTA HEIGHTS, LOT 4
Legal Subdivision	CARLOTTA HEIGHTS
Legal Lot Number	4
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	7802

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6321 KIERNAN DR, CARMICHAEL, CA 95608-4525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU
May 10, 2019	Grant Deed, Transfer · Conventional with PMI GOLDEN 1 CU
Feb 26, 2019	Affidavit of Death, Transfer LAWYER TITLE INSURANCE, LAWYER TITLE INS
Feb 26, 2019	Deed in Lieu of Foreclosure, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2019 · Amount on Record
Deed Sale	May 10, 2019 · Amount on Record
Prior Sale	Feb 26, 2019 · Amount on Record
Deed Book / Page	20190510 / 1516
Prior Transfer Date	Jun 16, 1998
Prior Transfer Doc	9806000388
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	6321 KIERNAN DR, CARMICHAEL, CA 95608-4525
Document Number	2006050854
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6321 KIERNAN DR CARMICHAEL CA 956084525, CARMICHAEL, CA 95608-4525

Mortgage

Document Number	2006050854
Date	Jun 5, 2020
Instrument	2006050854

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 4, 2035

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 10, 2019
Property Address	6321 KIERNAN DR, CARMICHAEL, CA 95608-4525
Document Number	1905101516
Instrument Date	May 6, 2019
Instrument	1905101516
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$496.65
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6321 KIERNAN DR CARMICHAEL CA 956084525, CARMICHAEL, CA 95608-4525

Mortgage

Document Number	1905101517
Date	May 10, 2019
Instrument	1905101517

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2049

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 26, 2019
Property Address	6321 KIERNAN DR, CARMICHAEL, CA 95608-4525
Document Number	1902260878
Instrument Date	Feb 4, 2019
Instrument	1902260878
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	LAWYER TITLE INSURANCE, LAWYER TITLE INS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6321 KIERNAN DR CARMICHAEL CA 956084525, CARMICHAEL, CA 95608-4525

February 2019: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 26, 2019
Property Address	6321 KIERNAN DR, CARMICHAEL, CA 95608-4525
Document Number	1902260879
Instrument Date	Feb 4, 2019
Instrument	1902260879
Transaction Type	Foreclosure
Record Updated	Mar 12, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST #1A1 OKLAHOMA CITY OK 731072448, 1A1, OKLAHOMA CITY, OK 73107-2448
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,198 (+2%) Land $147,915 Building $398,283
2025	$6,396.00 (+2.19%) Homeowner's exemption	$535,489 (+4.04%) Land $145,015 Building $390,474
2024	$6,259.00 (+1.64%)
2023	$6,158.00 (+8.59%) Homeowner's exemption	$514,697 Land $139,385 Building $375,312
2022	$5,671.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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