6321 13th St, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 6321 13th St, Chesapeake Beach, MD 20732

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,092 sqft · built 1985
Lot Size0.168 acres (7,318 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Oct 2009)
Tax Bill$2,644 (2025)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN03-109674

Property Details

APN / Parcel Number

Primary APN03-109674
Alternative APNs
  • 3109674
  • 109674

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,092 sqft Total Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,318 sqft (0.168 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number109674
Street Address6321 13TH ST
CityCHESAPEAKE BEACH
StateMD
Zip20732-9178
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 59-62 BLK 14 SUMMER CITY
Legal SubdivisionSUMMER CITY
Legal Block14
Legal Lot Number59-62
JurisdictionCALVERT MD
Township / Civil Division3, SUNDERLAND
Census Block Group1
Census Block1014
Census Tract860402

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address6321 13TH ST, CHESAPEAKE BEACH, MD 20732-9178
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2009 · Amount on Record
Deed SaleOct 15, 2009 · Amount on Record
Prior SaleFeb 8, 2007
Deed Document Number2009100562
Deed Book / Page3397 / 129
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address6321 13TH ST, CHESAPEAKE BEACH, MD 20732-9178
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyEQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6321 13TH ST, CHESAPEAK BCH, MD 20732-9178
InvestorPossibly a Property Investor

Mortgage

Document Number0059510034
DateMay 4, 2021
Book Page5951/34
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$230,600 (+13.65%)$242,800 (+8.15%) Land $75,000 Building $167,800
2025$2,644.00 (+25.43%)
2023$2,108.00 Homeowner's exemption$202,900$224,500 Land $75,000 Building $149,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Nearby Flood Policies21 in force
Nearby Flood Claims9 (1981–2022)
Claims Outside the SFHA3 of 9
Most Recent ClaimMay 2022 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on 13th St

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