6320 Waterside Dr, Gainesville, GA 30506 Property Records

Hall County property record for 6320 Waterside Dr, Gainesville, GA 30506

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,136 sqft · built 2004
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$659,000 (Feb 2021)
Tax Bill	$10,625 (2026)
Deeds & Mortgages	Feb 2021 Sale & Second Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-009A-000-006`

Property Details

APN / Parcel Number

Primary APN	`10-009A-000-006`
Alternative APN	`25527`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,136 sqft Heated Area
1st Floor Area	1,904 sqft
2nd Floor Area	1,245 sqft
Upper Floors Area	1,004 sqft
Basement Area	1,904 sqft
Finished Basement	1,904 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Rustic
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	543 ft deep x 113 ft wide
Garage Area	672 sqft

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	630 sqft
Patio Area	430 sqft
Utility Building	154 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	25527
Street Address	6320 WATERSIDE DR
City	GAINESVILLE
State	GA
Zip	30506-6918
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WATERSIDE LT 6 UNIT I
Legal Subdivision	WATERSIDE
Legal Lot Number	6
Legal Unit	1
Jurisdiction	HALL GA
Township / Civil Division	MURRAYVILLE
Census Block Group	2
Census Block	2016
Census Tract	304

Owner

6320 Waterside Dr is owned by two individuals who bought it in February 2021.

Source: Hall County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1535 HUNTINGDON TRL, SANDY SPRINGS, GA 30350-3410
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Warranty Deed, Transfer · Stand-Alone Second Mortgage FIRSTBANK
Oct 17, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2021 · Amount on File
Deed Sale	Feb 11, 2021 · Amount on File
Prior Sale	Jul 28, 2003 · Amount on File
Deed Document Number	20211365
Deed Book / Page	8734 / 607
Record Updated	Oct 29, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HALL GA
Recording Date	Feb 11, 2021
Property Address	6320 WATERSIDE DR, GAINESVILLE, GA 30506-6918
Document Number	0087340607
Book / Page	8734 / 607
Instrument Date	Feb 11, 2021
Instrument	2021-001365
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1535 HUNTINGDON TRL, ATLANTA, GA 30350-3410

Mortgage

Document Number	0087340000000610
Date	Feb 19, 2021
Book Page	0000008734/0000000610

Lender

Name	FIRSTBANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL GA
Property Address	6320 WATERSIDE DR, GAINESVILLE, GA 30506-6918
Document Number	0083630116
Instrument Date	Oct 17, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6320 WATERSIDE DR GAINESVILLE GA 305066918, GAINESVILLE, GA 30506-6918

Mortgage

Document Number	0083630116
Date	Oct 29, 2019
Book Page	008363/000116

Lender

Name	SUNTRUST BK
Type	Bank
Address	ATLANTA, GA 30328

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 6320 Waterside Dr was $10,625, up 16.2% from the year before.

Source: Hall County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Hall County
Unified School District	Hall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,625.00 (+16.2%)	$443,200 (+16.36%) Land $192,400 Building $250,800	$1,108,000 (+16.36%) Land $481,000 Building $627,000
2025	$9,144.00	$380,880 Land $125,040 Building $255,840	$952,200 Land $312,600 Building $639,600
2023	$7,904.00 (+0.25%)	$304,400 (+4.95%) Land $102,920 Building $201,480	$761,000 (+4.95%) Land $257,300 Building $503,700
2022	$7,884.00	$290,040 Land $105,600 Building $184,440	$725,100 Land $264,000 Building $461,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6320 Waterside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6320 Waterside Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GAINESVILLE serves 140,000 people · EPA ID GA1390001
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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