6320 Walker Chapel Rd, Morganton, NC 28655 Property Records

Burke County property record for 6320 Walker Chapel Rd, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,232 sqft · built 2002
Lot Size	3.41 acres (148,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (May 2023)
Tax Bill	$2,036 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2649065958`

Property Details

APN / Parcel Number

Primary APN	`2649065958`
Alternative APN	`54808`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,232 sqft Living Area
1st Floor Area	2,248 sqft
Flooring	Tile

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	148,540 sqft (3.41 acres)
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	16 sqft
Shed	1 Shed
Shed Area	80 sqft
Lean-To	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6320 WALKER CHAPEL RD
City	MORGANTON
State	NC
Zip	28655-6260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	6320 WALKER CHAPEL RD MORGANTON, NC 28655
Legal Subdivision	SURVEY OF CROSS CREEK
Jurisdiction	BURKE NC
Township / Civil Division	LOWER FORK
Census Block Group	1
Census Block	1014
Census Tract	21203

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6320 WALKER CHAPEL RD, MORGANTON, NC 28655-6260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 6, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Feb 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	20234365
Deed Book / Page	2684 / 581
Prior Transfer Date	Apr 14, 2011
Prior Transfer Doc	0019580251
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 16, 2023
Property Address	6320 WALKER CHAPEL RD, MORGANTON, NC 28655-6260
Document Number	0026840581
Book / Page	2684 / 581
Map Reference	MB 14 PG 247
Instrument Date	May 16, 2023
Instrument	2023004365
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8934 E 1200 S, LADOGA, IN 47954-7266

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	203 RIVER TRL, MORGANTON, NC 28655-5725

Mortgage

Document Number	2023004366
Date	May 16, 2023
Instrument	2023004366

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	6320 WALKER CHAPEL RD, MORGANTON, NC 28655-6260
Transaction Type	Mortgage
Record Updated	May 16, 2022
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6320 WALKER CHAPEL RD, MORGANTON, NC 28655-6260

Mortgage

Document Number	0026210749
Date	May 6, 2022
Book Page	2621/749
Instrument	2021020886

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Feb 10, 2020
Property Address	6320 WALKER CHAPEL RD, MORGANTON, NC 28655-6260
Document Number	0024480544
Book / Page	002448 / 000544
Instrument Date	Feb 5, 2020
Instrument	37063
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$415.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6320 WALKER CHAPEL RD MORGANTON NC 286556260, MORGANTON, NC 28655-6260

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,036.00 (+0.25%)	$291,601 (-) Land $32,055 Building $259,546	$291,601 (-) Land $32,055 Building $259,546
2025	$2,031.00 (+3.62%)	$291,601 (+4.35%) Land $32,055 Building $259,546	$291,601 (+4.35%) Land $32,055 Building $259,546
2023	$1,960.00	$279,433 Land $32,055 Building $247,378	$279,433 Land $32,055 Building $247,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Walker Chapel Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures