6320 N Elgin St, Spokane, WA 99208 Property Records

Spokane County property record for 6320 N Elgin St, Spokane, WA 99208

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,658 sqft · built 1958
Lot Size0.229 acres (9,992 sqft)
Owner2 Individual Names on Record
Tax Bill$3,115 (2026)
Deeds & MortgagesMar 2021 Mortgage
Mar 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN26254.0604

Property Details

APN / Parcel Number

Primary APN26254.0604

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,658 sqft Living Area
1st Floor Area1,130 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area9,992 sqft (0.229 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeCarport
Garage Area336 sqft
CarportCarport
Carport Area336 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address6320 N ELGIN ST
CitySPOKANE
StateWA
Zip99208-4341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCOZZA SUB DIVISION S80FT L4 B1
Legal Range42E
Legal Township26N
Legal Section25
Legal SubdivisionCOZZA SUB
Legal Block1
Legal Lot Number4
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE
Census Block Group1
Census Block1053
Census Tract800

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6320 N ELGIN ST, SPOKANE, WA 99208-4341
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2021Quit Claim Deed, Transfer · Conventional Mortgage
NUMERICA CU
Mar 27, 2019Deed of Trust, Mortgage · Line of Credit
NUMERICA CU
Mar 10, 2017Deed of Trust, Mortgage · Line of Credit
NUMERICA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 25, 2021
Transfer Doc0007054447
Record UpdatedOct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPOKANE WA
Recording DateMar 30, 2021
Property Address6320 N ELGIN ST, SPOKANE, WA 99208-4341
Document Number0007054447
Map ReferenceVOL 5 PG 28
Instrument DateMar 25, 2021
Instrument7054447
Transaction TypeTransfer
Record UpdatedSep 16, 2021
Title CompanyNEXTITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007054448
DateMar 30, 2021
Instrument7054448
Lender
NameNUMERICA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address6320 N ELGIN ST, SPOKANE, WA 99208-4341
Document Number0006794665
Instrument DateMar 27, 2019
Transaction TypeMortgage
Record UpdatedApr 22, 2019
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address6320 N ELGIN ST SPOKANE WA 992084341, SPOKANE, WA 99208-4341

Mortgage

Document Number0006794665
DateApr 4, 2019
Instrument6794665
Lender
NameNUMERICA CU
TypeCredit Union
AddressSPOKANE VALLEY, WA 99037
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 3, 2044
Interest
Rate TypeAdjustable Rate

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Property Address6320 N ELGIN ST, SPOKANE, WA 99208-4341
Document Number0006586423
Instrument DateMar 10, 2017
Transaction TypeMortgage
Record UpdatedMay 2, 2017
Title CompanySPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address6320 N ELGIN ST SPOKANE WA 992084341, SPOKANE, WA 99208-4341

Mortgage

Document Number0006586423
DateMar 17, 2017
Instrument6586423
Lender
NameNUMERICA CU
TypeCredit Union
AddressSPOKANE VALLEY, WA 99037
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 16, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
MunicipalitySpokane City
Unified School DistrictSpokane Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,115.00 (-0.86%)$288,600 (-1.7%) Land $100,000 Building $188,600$288,600 (-1.7%) Land $100,000 Building $188,600
2025$3,142.00 (+9.32%)
2024$293,600 (+38.95%) Land $75,000 Building $218,600$293,600 (+38.95%) Land $75,000 Building $218,600
2023$2,874.00 (+16.12%)$211,300 Land $45,000 Building $166,300$211,300 Land $45,000 Building $166,300
2022$2,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
Wind Wireless
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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