Osceola County property record for 6320 Harris Rd, Saint Cloud, FL 34773
| Property Type | Pasture |
|---|---|
| Details | 2,280 sqft · built 2023 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,910 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage May 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107919 |
| Primary APN | 107919 |
|---|---|
| Alternative APN |
|
| Building Area | 2,280 sqft Heated Area |
|---|---|
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 107919 |
|---|---|
| Street Address | 6320 HARRIS RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9118 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Pasture |
| Legal Description | S 330 FT OF N 2145 FT OF E 1/2 OF W 1/2 OF SW 1/4 AKA LOTS 435, 436, 451, 452 |
| Legal Range | 33E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | CRABGRASS CANAVERAL ACRES |
| Legal Block | 4350 |
| Legal Lot Number | 435 436 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 43802 |
Source: Osceola County records · APN 107919
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6320 HARRIS RD, SAINT CLOUD, FL 34773-9118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP |
| May 11, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| May 04, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2020 |
| Deed Sale | May 11, 2020 |
| Prior Sale | May 04, 2020 |
| Deed Document Number | 2020062279 |
| Deed Book / Page | 5720 / 823 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6320 HARRIS RD, SAINT CLOUD, FL 34773-9118 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0062421706 |
|---|---|
| Date | Jun 29, 2022 |
| Book Page | 6242/1706 |
| Instrument | 2022101539 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KNOXVILLE, TN 37902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 11, 2020 |
| Property Address | 6320 HARRIS RD, SAINT CLOUD, FL 34773-9118 |
| Document Number | 0057200823 |
| Book / Page | 005720 / 000823 |
| Instrument Date | May 09, 2020 |
| Instrument | 62279 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1066 CITRUS AVE NE PALM BAY FL 329054847, PALM BAY, FL 32905-4847 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 04, 2020 |
| Property Address | 6320 HARRIS RD, SAINT CLOUD, FL 34773-9118 |
| Document Number | 0057171071 |
| Book / Page | 005717 / 001071 |
| Instrument Date | May 01, 2020 |
| Instrument | 59850 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4680 S HIGHWAY A1A MELBOURNE BEACH FL 329513615, MELBOURNE BEACH, FL 32951-3615 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,910.00 (+272.6%) Homeowner's exemption | $200,000 (+1,639.13%) | $226,500 (+407.85%) |
| 2023 | $781.00 (+367.66%) | $11,500 (-3.36%) Land $3,100 Building $8,400 | $44,600 (-0.89%) |
| 2022 | $167.00 | $11,900 Land $3,100 Building $8,800 | $45,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Wildfire Risk | Extreme above 95% of the US · above 90% of Florida |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 7 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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