Lincoln Parish property record for 632 Zephyr Ln, Ruston, LA 71270 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1987 |
| Square Footage | 2,288 sqft Living Area |
| Lot Size | 14,375 sqft (0.33 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $299,500 (2026) |
| Tax Bill | $2,087.00 (2025) |
| Primary APN | 12183351045 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,288 sqft Living Area |
| Gross Area | 3,124 sqft Gross Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 14,375 sqft (0.33 acres) |
| Porch Area | 836 sqft Porch |
| Street Address | 632 ZEPHYR LN |
|---|---|
| City | RUSTON |
| State | LA |
| Zip | 71270-2535 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT #45 WINDSONG VILLAGE UNIT 2 (FROM LOVE REAL ESTATE INC) (595-162) (E-17017) (0100566160) |
| Legal Range | 03W |
| Legal Township | 18N |
| Legal Section | 12 |
| Legal Subdivision | WINDSONG VILLAGE |
| Legal Block | 2 |
| Legal Lot Number | 45 |
| Legal Unit | 2 |
| Jurisdiction | LINCOLN LA |
| Minor Civil Division | 7 |
| Census Blockgroup | 1 |
| Census Block | 1039 |
| Census Tract | 960500 |
Source: Lincoln Parish records · APN 12183351045
Assessment roll updated February 3, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 632 ZEPHYR LN, RUSTON, LA 71270-2535 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Deed Doc Number | 2026226510 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN LA |
| Recording Date | Apr 21, 2026 |
| Property Address | 632 ZEPHYR LN, RUSTON, LA 71270-2535 |
| Document Number | 0000226510 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026226510 |
| Transaction Type | Transfer |
| Record Updated | Jul 06, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 632 ZEPHYR LN, RUSTON, LA 71270-2535 |
| Investor | Possibly a Property Investor |
| Document Number | 0000226511, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 2026226511 |
| Name | CENTRAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Lincoln Parish records · Assessment roll updated February 3, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | Lincoln Parish |
| Municipality | Ruston City |
| Unified School District | Lincoln Parish School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,087.00 (+11.01%) Homeowner's exemption | $24,461 (+15.58%) Land $3,960 Building $20,501 | $244,605 (+15.58%) Land $39,600 Building $205,005 |
| 2023 | $1,880.00 Homeowner's exemption | $21,164 Land $3,300 Building $17,864 | $211,635 Land $33,000 Building $178,635 |
632 Zephyr Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Lincoln Parish (22061C), updated November 9, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 31st in Louisiana |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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