632 William St, #634, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 632 William St, #634, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,874 sqft · built 1970
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Nov 2021)
Tax Bill	$4,256 (2022)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301301 223.018-3-82`

Property Details

APN / Parcel Number

Primary APN	`301301 223.018-3-82`
Alternative APNs	`130122301800030820000000` `301301 223.018-0003-082` `41780 05`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,874 sqft Living Area
1st Floor Area	954 sqft
Basement Area	920 sqft
Finished Basement	920 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	160 ft deep x 78 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	175 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	41780 05
Street Address	632 WILLIAM ST, 634
City	ROME
State	NY
Zip	13440-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	H&L 78X160
Legal Block	3
Legal Lot Number	82.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	1
Census Block	1011
Census Tract	22100

Owner

Source: Oneida County and Rome City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	632 WILLIAM ST, ROME, NY 13440-3112
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP
Nov 1, 2021	Deed, Transfer · Stand-Alone First Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2021 · Amount on Record
Deed Sale	Nov 1, 2021 · Amount on Record
Prior Sale	Feb 19, 2016 · Amount on Record
Deed Document Number	202118652
Record Updated	Jun 8, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA NY
Recording Date	Nov 1, 2021
Property Address	632-634 WILLIAM ST, ROME, NY 13440
Document Number	18652
Instrument Date	Oct 28, 2021
Instrument	2021-018652
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	758 W COURT ST, ROME, NY 13440-3142

Mortgage

Document Number	18653
Date	Nov 1, 2021
Instrument	2021-018653

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA NY
Recording Date	Nov 1, 2021
Property Address	632 WILLIAM ST # 634, 634, ROME, NY 13440-3112
Document Number	0000018652
Instrument Date	Oct 28, 2021
Instrument	2021-018652
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	758 W COURT ST, ROME, NY 13440-3142

Mortgage

Document Number	0000018653
Date	Nov 1, 2021
Instrument	2021-018653

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,000 (-) Land $12,600 Building $45,400	$136,471 (+6.78%) Land $29,647 Building $106,824
2023		$58,000 (-) Land $12,600 Building $45,400	$127,810 (+17.92%) Land $27,766 Building $100,044
2022	$4,256.00	$58,000 Land $12,600 Building $45,400	$108,391 Land $23,547 Building $84,844

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1979–2004)
Claims Outside the SFHA	2 of 9
Most Recent Claim	May 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on William St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures