632 White Pine Dr, Pellston, MI 49769 Property Records

Emmet County property record for 632 White Pine Dr, Pellston, MI 49769

Property Summary

Property Type	Condominium
Lot Size	0.589 acres (25,685 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Dec 2025)
Tax Bill	$76 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-14-03-420-114`

Property Details

APN / Parcel Number

Primary APN	`43-14-03-420-114`

Exterior

Architectural Style	Condo/Apartment
Lot Area	25,685 sqft

Location & Zoning

Street Address	632 WHITE PINE DR
City	PELLSTON
State	MI
Zip	49769-9407
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	VOP PUD
Legal Description	TIMBER PINES CONDO, PLAN #311, UNIT 14. SECTION 3, T36N, R4W
Legal Range	04W
Legal Township	36N
Legal Section	03
Legal Subdivision	TIMBER PINES CONDO PLAN 311
Legal Unit	14
Jurisdiction	EMMET MI
Township / Civil Division	MAPLE RIVER
Census Block Group	2
Census Block	2058
Census Tract	970201

Owner

632 White Pine Dr, a condominium, is owned and occupied by two individuals who bought it in December 2025.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9511 MONROE RD, SAINT HELEN, MI 48656-8215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FINANCIAL CREDIT UNI
Dec 23, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY FINANCIAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on File
Deed Sale	Dec 23, 2025 · Amount on File
Prior Sale	Sep 30, 2024
Deed Document Number	20255225200
Deed Book / Page	1272 / 149
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	632 WHITE PINE DR, PELLSTON, MI 49769-9407
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9511 MONROE RD, SAINT HELEN, MI 48656-8215

Mortgage

Document Number	0005225201
Date	Dec 23, 2025
Instrument	5225201

Lender

Name	COMMUNITY FINANCIAL CREDIT UNI

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Dec 23, 2025
Property Address	632 WHITE PINE DR, PELLSTON, MI 49769-9407
Document Number	001272/149
Book / Page	1272 / 149
Instrument Date	Dec 3, 2025
Instrument	5225200
Transaction Type	Transfer
Record Updated	Jan 5, 2026
Title Company	TALON TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.54
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9511 MONROE RD, SAINT HELEN, MI 48656-8215

Mortgage

Document Number	0005225201
Date	Dec 23, 2025
Instrument	5225201

Lender

Name	COMMUNITY FINANCIAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Maple River Township
Municipality	Pellston Village
Unified School District	Pellston Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,400 (+842.57%) Land $190,400	$380,800 (+842.57%) Land $380,800
2025		$20,200 Land $20,200	$40,400 Land $40,400
2024	$76.00
2023		$3,800 Land $3,800	$7,600 Land $7,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 632 White Pine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 White Pine Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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