632 W May St, Belding, MI 48809 Property Records

Ionia County property record for 632 W May St, Belding, MI 48809

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,341 sqft · built 1890
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$118,000 (Jul 2018)
Tax Bill$2,070 (2025)
Deeds & MortgagesJul 2018 Mortgage
Jul 2018 Sale
Flood ZoneZone X (minimal risk)
APN40119500007000

Property Details

APN / Parcel Number

Primary APN40119500007000
Alternative APN
  • 34-401-195-000-070-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,341 sqft Living Area
1st Floor Area902 sqft
Basement Area532 sqft
Unfinished Basement532 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions152 ft deep x 66 ft wide
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address632 W MAY ST
CityBELDING
StateMI
Zip48809-1156
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionCITY OF BELDING SUBD OF LOT 73 OF ELLIS ADDN W 1/2 LOTS 14 & 15 ALSO S 20 FT LOT 5
Legal SubdivisionOF BELDING SUBD
JurisdictionIONIA MI
Township / Civil DivisionBELDING
Census Block Group2
Census Block2010
Census Tract30300

Owner

Source: Ionia County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address632 W MAY ST, BELDING, MI 48809-1156
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2018Deed of Trust, Mortgage · FHA Mortgage
TOWNE MORTGAGE CO
Jul 30, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2018 · Amount on Record
Deed SaleJul 30, 2018 · Amount on Record
Prior SaleApr 13, 2009 · Amount on Record
Deed Book / Page651 / 2635
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIONIA MI
Property Address632 W MAY ST, BELDING, MI 48809-1156
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000651/0000002637
DateJul 30, 2018
Book Page0000000651/0000002637
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term354 Months
DueJan 1, 2048

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIONIA MI
Recording DateJul 30, 2018
Property Address632 W MAY ST, BELDING, MI 48809-1156
Document Number651/2635
Book / Page651 / 2635
Instrument DateJul 23, 2018
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 JACKLYN ST APT 1C, 1C, BELDING, MI 48809-1338

Tax Assessment & Valuation

Source: Ionia County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIonia County
MunicipalityBelding City
Unified School DistrictBelding Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$70,100 (+13.43%) Land $16,600 Building $53,500$140,200 (+13.43%) Land $33,200 Building $107,000
2025$2,070.00 Homeowner's exemption$61,800 (+29.83%) Land $13,700 Building $48,100$123,600 (+29.83%) Land $27,400 Building $96,200
2023$47,600 Land $8,800 Building $38,800$95,200 Land $17,600 Building $77,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELDING
serves 5,769 people · EPA ID MI0000560
Water SourceGroundwater
Last State InspectionAug 2021
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Point Broadband
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20

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