Monroe County property record for 632 W Duncan Dr, Bloomington, IN 47403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,134 sqft · built 2021 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,900 (Sep 2022) |
| Tax Bill | $1,639 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2021 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-17825-01 |
| Primary APN | 015-17825-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,134 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 015-17825-01 |
|---|---|
| Street Address | 632 W DUNCAN DR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47403-2910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LUTES SUBDIVISION LOT 1 .24A |
| Legal Subdivision | LUTES SUBDIVISION |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 402 |
Source: Monroe County records · APN 015-17825-01
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 632 W DUNCAN DR, BLOOMINGTON, IN 47403-2910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HABITAT FOR HUMANITY OF COUNTY |
| Sep 03, 2021 | Deed of Trust, Mortgage · Construction Mortgage CITY OF MILWAUKEE |
| Sep 23, 2022 | Warranty Deed, Transfer |
| Apr 27, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 23, 2022 · Amount on Record |
| Deed Sale | Sep 23, 2022 · Amount on Record |
| Prior Sale | Apr 27, 2018 |
| Deed Document Number | 202247479 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 632 W DUNCAN DR, BLOOMINGTON, IN 47403-2910 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022014046 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 2022014046 |
| Name | HABITAT FOR HUMANITY OF COUNTY |
|---|---|
| Type | Government Agency |
| Address | BLOOMINGTON, IN 47408 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 632 W DUNCAN DR, BLOOMINGTON, IN 47403-2910 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021017177 |
|---|---|
| Date | Sep 03, 2021 |
| Instrument | 2021017177 |
| Name | CITY OF MILWAUKEE |
|---|---|
| Type | Government Agency |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Sep 23, 2022 |
| Property Address | 632 W DUNCAN DR, BLOOMINGTON, IN 47403-2910 |
| Document Number | 2022014045 |
| Map Reference | CAB D ENV 81 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022014045 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 632 W DUNCAN DR, BLOOMINGTON, IN 47403-2910 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Apr 27, 2018 |
| Property Address | 632 W DUNCAN DR, BLOOMINGTON, IN 47403-2910 |
| Document Number | 2018005155 |
| Map Reference | CAB D ENV 81 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 2018005155 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 213 E KIRKWOOD AVE, BLOOMINGTON, IN 47408-3532 |
Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,639.00 (-10.39%) | $195,500 (+0.41%) Land $42,700 Building $152,800 | $195,500 (+0.41%) Land $42,700 Building $152,800 |
| 2024 | $1,829.00 | ||
| 2023 | $194,700 (+89.03%) Land $42,700 Building $152,000 | $194,700 (+89.03%) Land $42,700 Building $152,000 | |
| 2022 | Additional exemption filed | $103,000 Land $39,200 Building $63,800 | $103,000 Land $39,200 Building $63,800 |
Source: FEMA National Flood Hazard Layer as of September 17, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 426 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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