632 Trace Cir, Apt 104, Deerfield Beach, FL 33441 Property Records

Broward County property record for 632 Trace Cir, Apt 104, Deerfield Beach, FL 33441

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 887 sqft · built 1986
Lot Size	0.023 acres (1,017 sqft)
Owner	2 Individual Names on File
Last Sale	$139,000 (May 2019)
Tax Bill	$2,368 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-42-01-AM-0040`

Property Details

APN / Parcel Number

Primary APN	`48-42-01-AM-0040`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	17 Units
Stories	1 Story
Building Area	887 sqft Living Area
1st Floor Area	887 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Construction Type	Concrete
Lot Area	1,017 sqft (0.023 acres)
View / Lot	Corner

Location & Zoning

Street Address	632 TRACE CIR, 104
City	DEERFIELD BEACH
State	FL
Zip	33441-7845
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	TIVOLI TRACE CONDO NO. 3 UNIT 104 PER CDO BK/PG: 13834/1
Legal Range	42E
Legal Township	48S
Legal Section	01
Legal Subdivision	TIVOLI TRACE #3
Legal Block	3
Legal Lot Number	104
Jurisdiction	BROWARD FL
Township / Civil Division	DEERFIELD BEACH
Census Block Group	3
Census Block	3003
Census Tract	10305

Owner

632 Trace Cir, Apt 104 is owned and occupied by two individuals who acquired it in June 2022.

Source: Broward County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	632 TRACE CIR, 104, DEERFIELD BEACH, FL 33441-7845
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANCSHARES MORTGAGE LLC
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANCSHARES MORTGAGE LLC
May 6, 2019	Warranty Deed, Transfer · Conventional with PMI AMERICAN BANCSHARES MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on File
Deed Sale	May 6, 2019 · Amount on File
Prior Sale	Jul 11, 2011 · Amount on File
Deed Document Number	2019115783823
Last Transfer Date	Jun 18, 2022
Transfer Doc	0118223663
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWARD FL
Property Address	632 TRACE CIR APT 104, 104, DEERFIELD BEACH, FL 33441-7845
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 TRACE CIR 104, 104, DEERFIELD BEACH, FL 33441-7845

Mortgage

Document Number	0117283763
Date	May 19, 2021
Instrument	117283763

Lender

Name	AMERICAN BANCSHARES MORTGAGE LLC
Type	Mortgage Company
Address	HIALEAH, FL 33016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	237 Months
Due	Feb 1, 2041

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWARD FL
Property Address	632 TRACE CIR APT 104, 104, DEERFIELD BEACH, FL 33441-7845
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 TRACE CIR 104, 104, DEERFIELD BEACH, FL 33441-7845

Mortgage

Document Number	0117017180
Date	Jan 28, 2021
Instrument	117017180

Lender

Name	AMERICAN BANCSHARES MORTGAGE LLC
Type	Mortgage Company
Address	HIALEAH, FL 33016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2041

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BROWARD FL
Recording Date	May 6, 2019
Property Address	632 TRACE CIR APT 104, 104, DEERFIELD BEACH, FL 33441-7845
Document Number	0115783823
Instrument Date	Apr 15, 2019
Instrument	115783823
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	ASSURE AMERICA TITLE COMPANY, ASSURE AMERICA TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$973.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 TRACE CIR #104 DEERFIELD BEACH FL 334417845, 104, DEERFIELD BEACH, FL 33441-7845

Mortgage

Document Number	115783824
Date	May 6, 2019
Instrument	115783824

Lender

Name	AMERICAN BANCSHARES MTG
Type	Bank
Address	MIAMI LAKES, FL 33016

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 5, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 632 Trace Cir, Apt 104 was $2,368 with a homeowner's exemption, up 4.5% from the year before.

Source: Broward County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Broward County
Municipality	Deerfield Beach City
Unified School District	Broward County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,370 (+2.7%)	$210,000 (-0.07%) Land $21,000 Building $189,000
2025	$2,368.00 (+4.55%) Homeowner's exemption	$140,580	$210,140 Land $21,010 Building $189,130
2024	$2,265.00 (+3.47%)
2023	$2,189.00 (+6.47%) Homeowner's exemption	$132,650 (+3%)	$176,530 (+28.04%) Land $17,650 Building $158,880
2022	$2,056.00 Homeowner's exemption	$128,790	$137,870 Land $13,790 Building $124,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 632 Trace Cir, Apt 104 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 632 Trace Cir, Apt 104 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DEERFIELD BEACH serves 62,000 people · EPA ID FL4060254
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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