632 Towne Center Dr, Joppa, MD 21085 Property Records

Harford County property record for 632 Towne Center Dr, Joppa, MD 21085

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,470 sqft · built 1970
Lot Size0.232 acres (10,101 sqft)
OwnerIndividual Name on Record
Last Sale$412,500 (Jun 2025)
Tax Bill$3,246 (2026)
Deeds & MortgagesNov 2023 Sale
Flood ZoneZone X (minimal risk)
APN01-118587

Property Details

APN / Parcel Number

Primary APN01-118587
Alternative APNs
  • 1118587
  • 118587

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,470 sqft Total Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area10,101 sqft (0.232 acres)
Lot Dimensions182 ft deep x 69 ft wide
View / LotWaterfront
Deck Area479 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number118587
Street Address632 TOWNE CENTER DR
CityJOPPA
StateMD
Zip21085-4440
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3
Legal DescriptionLT 10 42/69X182 632 TOWNE CENTER DRIVE RUMSEY ISLAND PT 21/34
Legal SubdivisionJOPPATOWNE
Legal Block20
Legal Lot Number10,632
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group3
Census Block3009
Census Tract301401

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address632 TOWNE CENTER DR, JOPPA, MD 21085-4440
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2025 · Amount on Record
Deed SaleJun 27, 2025 · Amount on Record
Deed Book / Page16715 / 113
Prior Transfer DateOct 19, 2023
Prior Transfer Doc0161010331
Record UpdatedOct 29, 2026

November 2023: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionHARFORD MD
Recording DateNov 22, 2023
Property Address632 TOWNE CENTER DR, JOPPA, MD 21085-4440
Document Number0161010331
Book / Page16101 / 331
Map ReferenceMB GRG 21 FO 34
Instrument DateOct 19, 2023
Transaction TypeTransfer
Record UpdatedDec 8, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5501 SWEET AIR RD, BALDWIN, MD 21013-9710

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,246.00 (+21.89%)$297,867 (+9.86%)$324,600 (-) Land $123,000 Building $201,600
2025$2,663.00 (+3.14%)$271,133 (+12.66%)$324,600 (+32.82%) Land $123,000 Building $201,600
2023$240,667$244,400 Land $123,000 Building $121,400
2022$2,582.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1978–2014)
Claims Outside the SFHA8 of 13
Most Recent ClaimJun 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARFORD COUNTY D.P.W.
serves 104,567 people · EPA ID MD0120016
Water SourceSurface water
Last State InspectionJul 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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