Haywood County property record for 632 Thunder Rd, Clyde, NC 28721 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 792 sqft · built 1985 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500 (Jul 2026) |
| Tax Bill | $1,355 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-39-0418 |
| Primary APN | 8647-39-0418 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 792 sqft Heated Area |
| Gross Area | 1,358 sqft |
| 1st Floor Area | 792 sqft |
| Basement Area | 792 sqft |
| Finished Basement | 792 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Material | Asphalt |
| Lot Area | 39,204 sqft (0.9 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 281687 |
|---|---|
| Street Address | 632 THUNDER RD |
| City | CLYDE |
| State | NC |
| Zip | 28721-0075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #23 GLANCE MOUNTAIN |
| Legal Subdivision | GLANCE MOUNTAIN |
| Legal Unit | 23 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 920501 |
Source: Haywood County records · APN 8647-39-0418
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 632 THUNDER RD, CLYDE, NC 28721-0075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 09, 2026 | Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE INC |
| Dec 08, 2023 | Warranty Deed, Transfer · FHA Mortgage FIRST FEDERAL BANK |
| Jun 09, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEXBANK SSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2026 · Amount on Record |
| Deed Sale | Jul 09, 2026 · Amount on Record |
| Prior Sale | Dec 08, 2023 · Amount on Record |
| Deed Document Number | 20265785 |
| Deed Book / Page | 1156 / 1576 |
| Prior Transfer Date | Jun 23, 2026 |
| Prior Transfer Doc | 0000005785 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jul 09, 2026 |
| Property Address | 632 THUNDER RD, CLYDE, NC 28721-0075 |
| Document Number | 0000005785 |
| Book / Page | 1156 / 1576 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20265785 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Title Company | VISIONET SYSTEMS INC, VISIONET SYSTEMS |
| Amount | Amount Recorded |
|---|---|
| Tax | $101.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 632 THUNDER RD, CLYDE, NC 28721-0075 |
| Document Number | 0000005786, |
|---|---|
| Date | Jul 09, 2026 |
| Instrument | 20265786 |
| Name | MORTGAGE INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Dec 08, 2023 |
| Property Address | 632 THUNDER RD, CLYDE, NC 28721-0075 |
| Document Number | 0010990886 |
| Book / Page | 1099 / 886 |
| Map Reference | MB N PG 44 |
| Instrument Date | Dec 07, 2023 |
| Instrument | 2023010631 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $774.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4719 CANAL DR, LAKE WORTH, FL 33463-8158 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 632 THUNDER RD, CLYDE, NC 28721-0075 |
| Document Number | 2023010632 |
|---|---|
| Date | Dec 08, 2023 |
| Instrument | 2023010632 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jun 09, 2023 |
| Property Address | 632 THUNDER RD, CLYDE, NC 28721-0075 |
| Document Number | 0010880057 |
| Book / Page | 1088 / 57 |
| Map Reference | MB N PG 44 |
| Instrument Date | Jun 01, 2023 |
| Instrument | 2023004849 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $710.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 632 THUNDER RD, CLYDE, NC 28721-0075 |
| Document Number | 2023004850 |
|---|---|
| Date | Jun 09, 2023 |
| Instrument | 2023004850 |
| Name | NEXBANK SSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,000 (-) Land $21,500 Building $162,500 | ||
| 2025 | $1,355.00 | $184,000 (+43.86%) Land $21,500 Building $162,500 | $184,000 (+43.86%) Land $21,500 Building $162,500 |
| 2023 | $127,900 Land $21,500 Building $106,400 | $127,900 (-) Land $21,500 Building $106,400 | |
| 2021 | $127,900 Land $21,500 Building $106,400 |
Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879205011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (2021–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 60% of the US · above 82% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 565 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 35 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Skyrunner | Fiber | 1,000 / 1,000 |
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