632 Sunset Lake Rd, Lumber Bridge, NC 28357 Property Records

Hoke County property record for 632 Sunset Lake Rd, Lumber Bridge, NC 28357

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,247 sqft · built 1992
Lot Size	3.53 acres (153,767 sqft)
Owner	Individual Name on Record
Tax Bill	$1,785 (2026)
Deeds & Mortgages	Mar 2023 Transfer Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`794730001084`

Property Details

APN / Parcel Number

Primary APN	`794730001084`
Alternative APNs	`237848` `249887`

Interior

Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,247 sqft Living Area
1st Floor Area	2,247 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	No Foundation
Lot Area	153,767 sqft (3.53 acres)

Exterior Amenities

Porch	Slab
Porch Area	306 sqft
Deck Area	240 sqft
Shed	1 Shed
Shed Area	1,088 sqft
Canopy	144 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	249887
Street Address	632 SUNSET LAKE RD
City	LUMBER BRIDGE
State	NC
Zip	28357-8979
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MATTHEWS 208-427/79 ADJ VALUE (U/C) FOR 2011 REMOD COMPLETE FOR 2012
Legal Township	07
Legal Section	94
Legal Subdivision	SUNSET PARK
Jurisdiction	HOKE NC
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1039
Census Tract	970401

Owner

Source: Hoke County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	632 SUNSET LAKE RD, LUMBER BRIDGE, NC 28357-8979
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Intrafamily Transfer, Transfer
Jan 17, 2023	Intrafamily Transfer, Transfer · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Apr 27, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Jun 1, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Aug 15, 2017	Deed of Trust, Mortgage · ARM UNITED MILITARY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2023
Deed Sale	Jan 17, 2023
Prior Sale	Sep 8, 2016 · Amount on Record
Deed Document Number	2023213
Deed Book / Page	1473 / 135
Prior Transfer Date	Jan 10, 2023
Prior Transfer Doc	001473/135
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOKE NC
Recording Date	Mar 31, 2023
Property Address	632 SUNSET LAKE RD, LUMBER BRIDGE, NC 28357-8979
Document Number	001481/465
Book / Page	1481 / 465
Instrument Date	Mar 30, 2023
Instrument	1839
Transaction Type	Transfer
Record Updated	May 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	632 SUNSET LAKE RD, LUMBER BRIDGE, NC 28357-8979

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 SUNSET LAKE RD, LUMBER BRIDGE, NC 28357-8979

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOKE NC
Recording Date	Jan 17, 2023
Property Address	632 SUNSET LAKE RD, LUMBER BRIDGE, NC 28357-8979
Document Number	001473/135
Book / Page	1473 / 135
Map Reference	MB 4 PG 1
Instrument Date	Jan 10, 2023
Instrument	213
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6325 SUNSET LAKE RD, LUMBER BRIDGE, NC 28357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6325 SUNSET LAKE RD, LUMBER BRIDGE, NC 28357

Mortgage

Document Number	0000000214
Date	Jan 17, 2023
Instrument	214

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	632 SUNSET LAKE RD, LUMBER BRIDGE, NC 28357-8979
Transaction Type	Mortgage
Record Updated	May 20, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 SUNSET LAKE RD, LUMBER BRIDGE, NC 28357-8979

Mortgage

Document Number	001438/501
Date	Apr 27, 2022
Book Page	1438/501
Instrument	3866

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Jun 1, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	632 SUNSET LAKE RD, LUMBER BRIDGE, NC 28357-8979
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MILESTONE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1312/997
Date	Jun 1, 2020
Book Page	1312/997
Instrument	3790

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOKE NC
Property Address	632 SUNSET LAKE RD, LUMBER BRIDGE, NC 28357-8979
Transaction Type	Mortgage
Record Updated	Sep 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 04883
Date	Aug 15, 2017
Book Page	1202/0625
Instrument	04883

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	3.62%
Index	1-Year CMT
Max Rate	7.62%

Tax Assessment & Valuation

Source: Hoke County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Hoke County
Unified School District	Hoke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,785.00	$201,910 (-) Land $47,130 Building $154,780	$201,910 (-) Land $47,130 Building $154,780
2025	$1,785.00 (+9.91%)	$201,910 (+10.8%) Land $47,130 Building $154,780	$201,910 (+10.8%) Land $47,130 Building $154,780
2023		$182,230 Land $47,130 Building $135,100	$182,230 (-) Land $47,130 Building $135,100
2022	$1,624.00		$182,230 Land $47,130 Building $135,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2016–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 94% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOKE CO REGIONAL WATER SYSTEM serves 36,640 people · EPA ID NC0347025
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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