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632 Studer Lake Dr, Dunlap, TN 37327 Property Records

Sequatchie County property record for 632 Studer Lake Dr, Dunlap, TN 37327

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,542 sqft · built 1980
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Mar 2020)
Tax Bill$1,381 (2025)
Deeds & MortgagesMar 2020 Sale & Line of Credit
Mar 2020 Transfer
Flood ZoneZone X (minimal risk)
APN077004 00404

Property Details

APN / Parcel Number

Primary APN077004 00404
Alternative APN
  • 004 00404

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,542 sqft Living Area
1st Floor Area1,398 sqft
Basement Area350 sqft
Unfinished Basement350 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1995
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area217,800 sqft (5 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area232 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address632 STUDER LAKE DR
CityDUNLAP
StateTN
Zip37327-7108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
JurisdictionSEQUATCHIE TN
Township / Civil Division9
Census Block Group2
Census Block2003
Census Tract60102

Owner

632 Studer Lake Dr is owned and occupied by an individual who bought it in March 2020.

Source: Sequatchie County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address632 STUDER LAKE DR, DUNLAP, TN 37327-7108
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2020Warranty Deed, Transfer · Line of Credit
CITIZENS TRI-CNTY BK
Mar 26, 2020Quit Claim Deed, Transfer
KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2020 · Amount on File
Deed SaleMar 26, 2020 · Amount on File
Prior SaleMar 26, 2020
Deed Document Number20000748
Deed Book / Page395 / 778
Record UpdatedJun 8, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEQUATCHIE TN
Recording DateMar 26, 2020
Property Address632 STUDER LAKE DR, DUNLAP, TN 37327-7108
Document Number0000000748
Book / Page000395 / 000778
Instrument DateMar 25, 2020
Instrument748
Transaction TypeTransfer
Record UpdatedJun 4, 2020
Title CompanyKELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$703.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 STUDER LAKE DR DUNLAP TN 373277108, DUNLAP, TN 37327-7108

Mortgage

Document Number749
DateMar 26, 2020
Book Page000395/000781
Instrument749
Lender
NameCITIZENS TRI-CNTY BK
TypeBank
AddressDUNLAP, TN 37327
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMar 25, 2040
Interest
Rate TypeAdjustable Rate

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEQUATCHIE TN
Recording DateMar 26, 2020
Property Address632 STUDER LAKE DR, DUNLAP, TN 37327-7108
Document Number0000000747
Book / Page000395 / 000775
Instrument DateMar 17, 2020
Instrument747
Transaction TypeTransfer
Record UpdatedJun 4, 2020
Title CompanyKELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 STUDER LAKE DR DUNLAP TN 373277108, DUNLAP, TN 37327-7108

Tax Assessment & Valuation

The 2025 property tax bill for 632 Studer Lake Dr was $1,381.

Source: Sequatchie County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountySequatchie County
Unified School DistrictSequatchie County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,381.00$75,175 Land $25,000 Building $50,175
2023$1,350.00 (+27.72%)$73,525 (+69.9%) Land $25,000 Building $48,525$300,700 (+73.71%) Land $100,000 Building $200,700
2022$1,057.00$43,275 Land $19,425 Building $23,850$173,100 Land $77,700 Building $95,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 632 Studer Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 Studer Lake Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 92% of Tennessee
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BTC Fiber
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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