St. Joseph County property record for 632 Spring St, Three Rivers, MI 49093 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,255 sqft · built 1950 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $180,000 (Oct 2025) |
| Tax Bill | $2,371 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jul 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-335-072-00 |
| Primary APN | 051-335-072-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,255 sqft Living Area |
| 1st Floor Area | 1,015 sqft |
| Basement Area | 1,015 sqft |
| Unfinished Basement | 1,015 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 632 SPRING ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 87 KINGS RESUBDIV & ADD. CITY OF THREE RIVERS. |
| Legal Subdivision | CITY OF THREE RIVERS |
| Legal Lot Number | 87 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40300 |
Source: St. Joseph County records · APN 051-335-072-00
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29050 WILDERNESS TRL, STURGIS, MI 49091-8428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 27, 2025 | Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Jul 31, 2023 | Deed, Transfer SERVICELINK CRS, SERVICELINK LLC |
| Sep 19, 2022 | Sheriff's Deed, Foreclosure |
| Jun 16, 2021 | Affidavit, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2025 · Amount on Record |
| Deed Sale | Oct 27, 2025 · Amount on Record |
| Prior Sale | Jul 31, 2023 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Oct 27, 2025 |
| Property Address | 632 SPRING ST, THREE RIVERS, MI 49093-2518 |
| Document Number | 2025008487 |
| Map Reference | LB 1 PG 32 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 2025008487 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 28701 10TH AVE, GOBLES, MI 49055-9290 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 29050 WILDERNESS TRL, STURGIS, MI 49091-8428 |
| Investor | Possibly a Property Investor |
| Document Number | 2025008488 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025008488 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Number | 2025008489 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025008489 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 31, 2023 |
| Property Address | 632 SPRING ST, THREE RIVERS, MI 49093-2518 |
| Document Number | 2023005448 |
| Map Reference | LB 1 PG 32 |
| Instrument Date | Jul 18, 2023 |
| Instrument | 2023005448 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | SERVICELINK CRS, SERVICELINK LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $416.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3415 VISION DR, COLUMBUS, OH 43219-6009 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 28701 10TH AVE, GOBLES, MI 49055-9290 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Sep 19, 2022 |
| Property Address | 632 SPRING ST, THREE RIVERS, MI 49093-2518 |
| Document Number | 2022008260 |
| Map Reference | LB 1 PG 32 |
| Instrument Date | Sep 08, 2022 |
| Instrument | 2022008260 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | PO BOX 339, CENTREVILLE, MI 49032-0339 |
| Name | Verified Name |
|---|---|
| Address | 3415 VISION DR, COLUMBUS, OH 43219-6009 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 16, 2021 |
| Property Address | 632 SPRING ST, THREE RIVERS, MI 49093-2518 |
| Document Number | 2021006314 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021006314 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,700 (+38.81%) | $177,400 (+38.81%) | |
| 2025 | $2,371.00 (-36.87%) Homeowner's exemption | $63,900 (+30.67%) Land $2,900 Building $61,000 | $127,800 (+30.67%) Land $5,800 Building $122,000 |
| 2024 | $3,756.00 (+249.4%) | ||
| 2023 | $48,900 Land $2,000 Building $46,900 | $97,800 Land $4,000 Building $93,800 | |
| 2022 | $1,075.00 |
Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490403002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 3 (2008–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2018, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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