632 Seldon Dr, Charlotte, NC 28216 Property Records

Mecklenburg County property record for 632 Seldon Dr, Charlotte, NC 28216

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1948
Lot Size	0.393 acres (17,152 sqft)
Owner	Individual Name on File
Last Sale	$326,000 (Nov 2017)
Tax Bill	$3,683 (2023)
Deeds & Mortgages	Sep 2023 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`069-051-26`

Property Details

APN / Parcel Number

Primary APN	`069-051-26`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Heated Area
Gross Area	1,008 sqft
1st Floor Area	912 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	17,152 sqft (0.393 acres)
Garage Area	216 sqft
Porch	Porch
Porch Area	96 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	069-051-26
Street Address	632 SELDON DR
City	CHARLOTTE
State	NC
Zip	28216-5230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L22 B6 M6-17
Legal Subdivision	SMALLWOOD HOMES DEV
Legal Block	6
Legal Lot Number	22
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1000
Census Tract	4700

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	632 SELDON DR, CHARLOTTE, NC 28216-5230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Nov 6, 2017	Warranty Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Jan 13, 2017	Deed of Trust, Mortgage · Line of Credit CAROLINA TR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2017 · Amount on File
Deed Sale	Nov 6, 2017 · Amount on File
Prior Sale	Nov 29, 2016 · Amount on File
Deed Document Number	0032249552
Deed Book / Page	32249 / 552
Record Updated	Jun 7, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	632 SELDON DR, CHARLOTTE, NC 28216-5230
Transaction Type	Mortgage
Record Updated	Sep 15, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 SELDON DR, CHARLOTTE, NC 28216-5230

Mortgage

Document Number	0000084879
Date	Sep 5, 2023
Book Page	38353/394
Instrument	2023084879

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	632 SELDON DR, CHARLOTTE, NC 28216-5230
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000184807
Date	Nov 4, 2020
Book Page	35272/833
Instrument	2020184807

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 6, 2017
Property Address	632 SELDON DR, CHARLOTTE, NC 28216-5230
Document Number	0000149752
Book / Page	32249 / 552
Map Reference	MB6 PG17
Instrument Date	Nov 3, 2017
Instrument	2017149752
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$652.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 908, CHARLOTTE, NC 28216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 SELDON DR, CHARLOTTE, NC 28216-5230

Mortgage

Document Number	0000149753
Date	Nov 6, 2017
Instrument	2017149753

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	632 SELDON DR, CHARLOTTE, NC 28216-5230
Document Number	0000005645
Book / Page	031498 / 000763
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12916 BRICKINGHAM LN HUNTERSVILLE NC 280783726, HUNTERSVILLE, NC 28078-3726

Mortgage

Document Number	0000005645
Date	Jan 13, 2017
Book Page	031498/000763
Instrument	5645

Lender

Name	CAROLINA TR BK
Type	Bank
Address	LINCOLNTON, NC 28093

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1997–2013)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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