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632 S Willowspring Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 632 S Willowspring Dr, Encinitas, CA 92024 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1974
Square Footage1,633 sqft Living Area
Lot Size10,200 sqft (0.234 acres)
OccupancyOwner Occupied
Last Sale$1,150,000 (2020)
Tax Bill$14,056.00 (2025)

Property Details

APN / Parcel Number

Primary APN259-452-21-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,633 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialWood Shingle Roof
Lot Area10,200 sqft (0.234 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address632 S WILLOWSPRING DR
CityENCINITAS
StateCA
Zip92024-4103
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 171 TR 007705
Legal SubdivisionSUMMERFIELD ENCINITAS
Legal Tract007705
Legal Block4
Legal Lot Number171
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup4
Census Block4001
Census Tract17403

Owner

Source: San Diego County records · APN 259-452-21-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address632 S WILLOWSPRING DR, ENCINITAS, CA 92024-4103
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Oct 20, 2020Deed of Trust, Mortgage · Line of Credit
ALLIANT CU
Oct 22, 2020Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 22, 2020 · Amount on Record
Deed SaleOct 22, 2020 · Amount on Record
Prior SaleNov 03, 2009 · Amount on Record
Deed Doc Number2020649292
Prior Transfer DateJul 23, 2014
Prior Transfer Doc0000318424
Record RefreshedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address632 S WILLOWSPRING DR, ENCINITAS, CA 92024-4103
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012706
DateJan 10, 2020
Instrument2020-0012706
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address632 S WILLOWSPRING DR, ENCINITAS, CA 92024-4103
Document Number0000649294
Instrument DateOct 20, 2020
Transaction TypeMortgage
Record UpdatedNov 02, 2020
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4632 FINSEN AVE SAN DIEGO CA 921222708, SAN DIEGO, CA 92122-2708

Mortgage

Document Number0000649294
DateOct 22, 2020
Instrument649294
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 21, 2050
Interest
Rate TypeAdjustable Rate

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 22, 2020
Property Address632 S WILLOWSPRING DR, ENCINITAS, CA 92024-4103
Document Number0000649292
Instrument DateSep 25, 2020
Instrument2020-0649292
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address632 S WILLOWSPRING DR, ENCINITAS, CA 92024-4103

Mortgage

Document Number0000649293
DateOct 22, 2020
Instrument2020-0649293
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Mortgage

Document Number0000649294
DateOct 22, 2020
Instrument2020-0649294
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,269,691 (+2%) Land $1,104,080 Building $165,611
2025$14,056.00 (+6.81%)$1,244,796 (+4.04%) Land $1,082,432 Building $162,364
2023$13,160.00 (+2.29%)$1,196,460 Land $1,040,400 Building $156,060
2022$12,866.00

Flood & Wildfire

632 S Willowspring Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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