632 S Susan Ave, Kerman, CA 93630 Property Records

Fresno County property record for 632 S Susan Ave, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,607 sqft · built 2005
Lot Size	0.172 acres (7,490 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jun 2009)
Tax Bill	$2,479 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-310-14S`

Property Details

APN / Parcel Number

Primary APN	`020-310-14S`
Alternative APN	`02031014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,607 sqft Living Area
1st Floor Area	1,607 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Frame
Lot Area	7,490 sqft (0.172 acres)
Lot Dimensions	107 ft deep x 70 ft wide
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	632 S SUSAN AVE
City	KERMAN
State	CA
Zip	93630-9365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RT LOT 3 TRACT NO 5222 COBBLESTONE CREEK II
Legal Subdivision	5222 COBBLESTONE CRK II
Legal Tract	5222
Legal Lot Number	3
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	1
Census Block	1009
Census Tract	4003

Owner

632 S Susan Ave is owned and occupied by two individuals who bought it in June 2009.

Source: Fresno County records, as of September 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	632 S SUSAN AVE, KERMAN, CA 93630-9365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Feb 18, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Apr 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Mar 7, 2017	Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2009 · Amount on File
Deed Sale	Jun 11, 2009 · Amount on File
Prior Sale	May 4, 2005 · Amount on File
Deed Document Number	200979135
Prior Transfer Date	Sep 5, 2006
Prior Transfer Doc	0000215768
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Recording Date	Aug 24, 2026
Property Address	632 S SUSAN AVE, KERMAN, CA 93630-9365
Document Number	0000083147
Instrument Date	Jul 24, 2026
Instrument	202683147
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	632 S SUSAN AVE, KERMAN, CA 93630-9365

Mortgage

Document Number	0000083147,
Date	Aug 24, 2026
Instrument	202683147

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	306 Months
Due	Feb 1, 2052

Interest

Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	632 S SUSAN AVE, KERMAN, CA 93630-9365
Transaction Type	Mortgage
Record Updated	Mar 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 S SUSAN AVE, KERMAN, CA 93630-9365

Mortgage

Document Number	0000021999
Date	Feb 18, 2022
Instrument	2022-0021999

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	632 S SUSAN AVE, KERMAN, CA 93630-9365
Document Number	0000049433
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	UTOPIAN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	632 S SUSAN AVE KERMAN CA 936309365, KERMAN, CA 93630-9365

Mortgage

Document Number	0000049433
Date	Apr 27, 2018
Instrument	49433

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRESNO CA
Property Address	632 S SUSAN AVE, KERMAN, CA 93630-9365
Document Number	0000042484
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	632 S SUSAN AVE KERMAN CA 936309365, KERMAN, CA 93630-9365

Mortgage

Document Number	0000042484
Date	Apr 5, 2017
Instrument	42484

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 4, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 632 S Susan Ave was $2,479.

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$203,581 (+2%) Land $78,804 Building $124,777
2025	$2,479.00	$199,590 Land $77,259 Building $122,331
2023	$2,368.00 (+1.2%)	$191,842 Land $74,260 Building $117,582
2022	$2,340.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 632 S Susan Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 S Susan Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Kerman Telephone Fiber · DSL	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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