632 S Saddle St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 632 S Saddle St, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,035 sqft · built 1995
Lot Size	0.144 acres (6,260 sqft)
Owner	2 Company Names on Record
Last Sale	$490,000 (Dec 2023)
Tax Bill	$1,679 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2023 Transfer
Flood Zone	Zone X (moderate risk)
APN	`302-32-800`

Property Details

APN / Parcel Number

Primary APN	`302-32-800`
Alternative APN	`302328002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,035 sqft Living Area
Gross Area	2,139 sqft
1st Floor Area	1,024 sqft
2nd Floor Area	1,011 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,260 sqft (0.144 acres)
Parking Spaces	3 Parking Spaces
Porch	Covered Slab
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	632 S SADDLE ST
City	GILBERT
State	AZ
Zip	85233-7229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MARTINQUE LOT 1-87 TR A-E MCR 348-19
Legal Range	5E
Legal Township	1S
Legal Section	13
Legal Subdivision	MARTINQUE LOT 1-87 TR A-E
Legal Lot Number	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1025
Census Tract	422403

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	632 S SADDLE ST, GILBERT, AZ 85233-7229
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 28, 2023	Intrafamily Transfer, Transfer SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Nov 17, 2006 · Amount on Record
Deed Document Number	2023658586
Prior Transfer Date	Jun 2, 1994
Prior Transfer Doc	0000460210
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 28, 2023
Property Address	632 S SADDLE ST, GILBERT, AZ 85233-7229
Document Number	0000658586
Map Reference	MB 348 PG 19
Instrument Date	Dec 18, 2023
Instrument	20230658586
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	482 N ACACIA DR, GILBERT, AZ 85233-4105

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 S SADDLE ST, GILBERT, AZ 85233-7229

Mortgage

Document Number	0000658588
Date	Dec 28, 2023
Instrument	20230658588

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 28, 2023
Property Address	632 S SADDLE ST, GILBERT, AZ 85233-7229
Document Number	0000658587
Map Reference	MB 348 PG 19
Instrument Date	Dec 7, 2023
Instrument	20230658587
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 S SADDLE ST, GILBERT, AZ 85233-7229

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,370 (+100.21%)	$443,700 (+6%) Land $88,700 Building $355,000
2025	$1,679.00 (-14.42%)	$22,162 (-50.37%)	$418,600 (-6.25%) Land $83,700 Building $334,900
2024		$44,650 (+19.64%)	$446,500 (+19.64%) Land $89,300 Building $357,200
2023	$1,962.00 (+2.83%)	$37,320 Land $7,460 Building $29,860	$373,200 Land $74,600 Building $298,600
2022	$1,908.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 864 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, WeLink Communications.

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