632 S 196th St, Des Moines (Seattle), WA 98148 Property Records

King County property record for 632 S 196th St, Des Moines, WA 98148

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,010 sqft · built 1966
Lot Size	0.197 acres (8,600 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Oct 2025)
Tax Bill	$6,594 (2026)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`611770-0060`

Property Details

APN / Parcel Number

Primary APN	`611770-0060`
Alternative APN	`611770006009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,010 sqft Living Area
Gross Area	1,540 sqft
1st Floor Area	1,010 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	8,600 sqft (0.197 acres)
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces
Deck Area	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	611770006009
Street Address	632 S 196TH ST
City	DES MOINES
State	WA
Zip	98148-2464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7200
Legal Description	NORMANDY PLAZA ADD TGW UND INT IN TR A OF SD PLAT
Legal Range	04
Legal Township	22
Legal Section	05
Legal Subdivision	NORMANDY PLAZA ADD
Legal Tract	A
Legal Lot Number	6
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	3
Census Block	3014
Census Tract	28700

Owner

Source: King County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	632 S 196TH ST, DES MOINES, WA 98148-2464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN
Oct 22, 2025	Warranty Deed, Transfer · FHA Mortgage NEXA MORTGAGE LLC
Jun 7, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2025 · Amount on File
Deed Sale	Oct 22, 2025 · Amount on File
Prior Sale	Jul 27, 2015 · Amount on File
Deed Document Number	20251
Prior Transfer Date	Oct 21, 2025
Prior Transfer Doc	0000000002
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KING WA
Recording Date	Oct 22, 2025
Property Address	632 S 196TH ST, DES MOINES, WA 98148-2464
Document Number	0000000002
Map Reference	VOL 79 PG 82
Instrument Date	Oct 22, 2025
Instrument	20251022000002
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 S 196TH ST, DES MOINES, WA 98148-2464

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Oct 22, 2025
Property Address	632 S 196TH ST, DES MOINES, WA 98148-2464
Document Number	0000000001
Map Reference	VOL 79 PG 82
Instrument Date	Oct 22, 2025
Instrument	20251022000001
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 S 196TH ST, DES MOINES, WA 98148-2464

Mortgage

Document Number	0000000003
Date	Oct 22, 2025
Instrument	20251022000003

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	MESA, AZ 85212

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	632 S 196TH ST, DES MOINES, WA 98148-2464
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000795
Date	Jun 7, 2023
Instrument	20230607000795

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	632 S 196TH ST, DES MOINES, WA 98148-2464
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000175
Date	Apr 7, 2020
Instrument	20200407000175

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Des Moines City
Unified School District	Highline School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,594.00 (+4.3%)
2025		$488,000 (-1.61%) Land $290,000 Building $198,000	$488,000 (-1.61%) Land $290,000 Building $198,000
2024	$6,322.00 (+7.48%)	$496,000 (+3.98%) Land $226,000 Building $270,000	$496,000 (+3.98%) Land $226,000 Building $270,000
2022	$5,882.00	$477,000 Land $223,000 Building $254,000	$477,000 Land $223,000 Building $254,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLINE WATER DISTRICT serves 100,170 people · EPA ID WA5340650
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on S 196th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures