Rockwall County property record for 632 Rustic Ridge Dr, Rockwall, TX 75032
| Property Type | Single Family Home |
|---|---|
| Details | 113 bd · 3 ba · 7,440 sqft · built 2022 |
| Lot Size | 1.5 acres (65,427 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $217,900 (Dec 2016) |
| Tax Bill | $28,367 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R89838 |
| Primary APN | R89838 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 7,440 sqft Living Area |
| Gross Area | 9,876 sqft |
| 1st Floor Area | 7,440 sqft |
| Flooring | Terrazzo |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Composition Shingle |
| Lot Area | 65,427 sqft (1.5 acres) |
| Lot Dimensions | 230 ft deep x 207 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 2,161 sqft |
| Porch | Slab |
| Patio Area | 1,603 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 632 RUSTIC RIDGE DR |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75032-2089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGE LAKES PHASE 1, BLOCK C, LOT 9 |
| Legal Subdivision | RIDGE LAKES PHASE 1 |
| Legal Phase | 1 |
| Legal Tract | 9 |
| Legal Block | C |
| Legal Lot Number | 9 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | SOUTH ROCKWALL |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 40508 |
Source: Rockwall County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 632 RUSTIC RIDGE DR, ROCKWALL, TX 75032-2089 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKESIDE BANK |
| Mar 31, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2016 · Amount on Record |
| Deed Sale | Dec 13, 2016 · Amount on Record |
| Deed Document Number | 201621944 |
| Prior Transfer Date | Dec 12, 2016 |
| Prior Transfer Doc | 0000021944 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 632 RUSTIC RIDGE DR, HEATH, TX 75032-2089 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000033969 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 20210000033969 |
| Name | LAKESIDE BANK |
|---|---|
| Type | Bank |
| Address | ROCKWALL, TX 75032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 198 Months |
| Due | Jun 14, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jun 14, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.75% |
| Index | Prime Rate |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Mar 31, 2020 |
| Property Address | 632 RUSTIC RIDGE DR, HEATH, TX 75032-2089 |
| Document Number | 0000006189 |
| Instrument Date | Mar 24, 2020 |
| Instrument | 6189 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 39 ELMO TX 751180039, ELMO, TX 75118-0039 |
Source: Rockwall County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Heath City |
| County | Rockwall County |
| Unified School District | Rockwall Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,054,541 (+1%) | $3,077,373 (-5.79%) Land $420,560 Building $2,656,813 | |
| 2025 | $28,367.00 (-3.27%) Homeowner's exemption Senior Citizen's exemption | $2,776,855 (+43.54%) | $3,266,661 (+68.86%) Land $591,600 Building $2,675,061 |
| 2024 | $29,327.00 | ||
| 2023 | $29,327.00 (+503.31%) Homeowner's exemption Senior Citizen's exemption | $1,934,530 Land $350,000 Building $1,584,530 | $1,934,530 Land $350,000 Building $1,584,530 |
| 2021 | $4,861.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HEATH serves 10,464 people · EPA ID TX1990014 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCKWALL |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
May also be available: Spectrum.
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