632 Rockaway Beach Ave, Pacifica, CA 94044 Property Records

San Mateo County property record for 632 Rockaway Beach Ave, Pacifica, CA 94044

Property Summary

Property Type	Single Family Home
Details	69 bd · 3 ba · 1,476 sqft · built 1940
Lot Size	0.153 acres (6,651 sqft)
Owner	2 Trust Names on File
Last Sale	$260,000 (Apr 1997)
Tax Bill	$7,580 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-055-240`

Property Details

APN / Parcel Number

Primary APN	`022-055-240`

Interior

Bedrooms	69 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	66 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,070 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	6,651 sqft (0.153 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	632 ROCKAWAY BEACH AVE
City	PACIFICA
State	CA
Zip	94044-3229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 7 8 BLOCK 20 ROCKAWAY BEACH SUB NO 1 RSM 6/53
Legal Subdivision	ROCKAWAY BEACH SUB
Legal Block	20
Legal Lot Number	6
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	1
Census Block	1000
Census Tract	603100

Owner

632 Rockaway Beach Ave is owner-occupied and held in a trust since December 2017.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	632 ROCKAWAY BEACH AVE, PACIFICA, CA 94044-3229
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Deed of Trust, Mortgage · Line of Credit FINANCIAL PARTNERS CU
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Dec 20, 2017	Intrafamily Transfer, Transfer · Line of Credit FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 1997 · Amount on File
Deed Sale	Apr 23, 1997 · Amount on File
Deed Document Number	199746932
Last Transfer Date	Dec 13, 2017
Transfer Doc	0000114481
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	632 ROCKAWAY BEACH AVE, PACIFICA, CA 94044-3229
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 ROCKAWAY BEACH AVE, PACIFICA, CA 94044-3229

Mortgage

Document Number	0000050462
Date	Jun 27, 2022
Instrument	2022-050462

Lender

Name	FINANCIAL PARTNERS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	632 ROCKAWAY BEACH AVE, PACIFICA, CA 94044-3229
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 ROCKAWAY BEACH AVE, PACIFICA, CA 94044-3229

Mortgage

Document Number	0000169863
Date	Dec 14, 2021
Instrument	2021-169863

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Dec 20, 2017
Property Address	632 ROCKAWAY BEACH AVE, PACIFICA, CA 94044-3229
Document Number	0000114481
Map Reference	MB6 PG53
Instrument Date	Dec 13, 2017
Instrument	2017-114481
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 ROCKAWAY BEACH AVE, PACIFICA, CA 94044-3229

Mortgage

Document Number	0000114482
Date	Dec 20, 2017
Instrument	2017-114482

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 13, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 632 Rockaway Beach Ave was $7,580 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$559,555 (+2%) Land $215,942 Building $343,613
2025	$7,580.00 Homeowner's exemption	$548,584 Land $211,708 Building $336,876
2023	$7,047.00 (+3.48%) Homeowner's exemption	$527,285 Land $203,488 Building $323,797	$1,005,390
2022	$6,810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 632 Rockaway Beach Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	2 (1998–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 Rockaway Beach Ave is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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