632 Ripona Ave, Ripon, CA 95366 Property Records

San Joaquin County property record for 632 Ripona Ave, Ripon, CA 95366 · Last verified February 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms8 Beds
Bathrooms2 Baths
Year BuiltBuilt 1979
Square Footage1,800 sqft Total Area
Lot Size5,750 sqft (0.132 acres)
Last Sale$535,000 (2024)
Tax Bill$5,838.00 (2025)

Property Details

APN / Parcel Number

Primary APN261-090-100-000

Interior

Bedrooms8 Beds
Full Baths2 Baths
Units2 Units
Building Area1,800 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 1979
Construction TypeWood Construction
Lot Area5,750 sqft (0.132 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address632 RIPONA AVE
CityRIPON
StateCA
Zip95366-2035
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal DescriptionCITY/MUNI/TWP:RIPON SUBD:RIPONA MAP REF:MB 261 PG 09
Legal SubdivisionRIPONA
Legal Block18
Legal Lot Number4
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup1
Census Block1049
Census Tract5001

Owner

Source: San Joaquin County records · APN 261-090-100-000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4355 N GATES RD, MODESTO, CA 95358-9534
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Jan 03, 2023Deed of Trust, Mortgage · Line of Credit
UNCLE CU
Jul 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2024 · Amount on Record
Deed SaleDec 20, 2024 · Amount on Record
Prior SaleAug 18, 2014 · Amount on Record
Deed Doc Number2024-115699
Record RefreshedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address632 RIPONA AVE, RIPON, CA 95366-2035
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyPLACER TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6772 HERNDON PL, STOCKTON, CA 95219-3501

Mortgage

Document Number0000000358
DateJan 03, 2023
Instrument2023-000358
Lender
NameUNCLE CU
TypeCredit Union
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 02, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address632 RIPONA AVE, RIPON, CA 95366-2035
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 634 RIPONA AVE, 634, RIPON, CA 95366-2035

Mortgage

Document Number0000075318
DateJul 17, 2019
Instrument2019-075318
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,838.00 (+71.25%)$324,430 (+4.04%) Land $96,143 Building $228,287
2023$3,409.00 (+1.61%) Homeowner's exemption$311,833 Land $92,410 Building $219,423
2022$3,355.00

Flood & Wildfire

632 Ripona Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ripona Ave

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