632 Pine Cir, Ann Arbor, MI 48105 Property Records

Washtenaw County property record for 632 Pine Cir, Ann Arbor, MI 48105

Property Summary

Property TypeSingle Family Home
Details5 bd · 5.5 ba · 3,400 sqft · built 2023
Lot Size0.309 acres (13,473 sqft)
Owner2 Individual Names on Record
Last Sale$1,175,968 (Jun 2024)
Tax Bill$26,521 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jun 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-09-25-200-131

Property Details

APN / Parcel Number

Primary APN09-09-25-200-131

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,400 sqft Living Area
Basement Area1,660 sqft
Unfinished Basement1,660 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area13,473 sqft
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address632 PINE CIR
CityANN ARBOR
StateMI
Zip48105-3639
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionUNIT 17 CONCORD PINES OF ANN ARBOR SPLIT/COMBINED ON 03/10/2023 FROM 09-09-25-200-111, 09-09-26-400-008;
Legal SubdivisionCONCORD PINES OF ANN ARBOR
Legal Unit17
JurisdictionWASHTENAW MI
Township / Civil DivisionANN ARBOR
Census Block Group2
Census Block2004
Census Tract402300

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address632 PINE CIR, ANN ARBOR, MI 48105-3639
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
BEST FINANCIAL CORPORATION
Jun 20, 2024Warranty Deed, Transfer · Conventional Mortgage
A BEST FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 20, 2024 · Amount on Record
Deed SaleJun 20, 2024 · Amount on Record
Deed Document Number20246723866
Deed Book / Page5556 / 917
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHTENAW MI
Recording DateJul 29, 2026
Property Address632 PINE CIR, ANN ARBOR, MI 48105-3639
Document Number0006804904
Book / Page5637 / 916
Instrument DateJul 22, 2026
Instrument20266804904
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 PINE CIR, ANN ARBOR, MI 48105-3639

Mortgage

Document Number0006804904,
DateJul 29, 2026
Book Page5637/916
Instrument20266804904
Lender
NameBEST FINANCIAL CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 1, 2036
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHTENAW MI
Recording DateJun 20, 2024
Property Address632 PINE CIR, ANN ARBOR, MI 48105-3639
Document Number0006723866
Book / Page5556 / 917
Map ReferenceLB 5489 PG 839
Instrument DateJun 14, 2024
Instrument6723866
Transaction TypeTransfer
Record UpdatedOct 1, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1140 VIRGINIA DR, FORT WASHINGTON, PA 19034-3204

Transferred To (Grantee/Buyer)

NameVerified Name
Address632 PINE CIR, ANN ARBOR, MI 48105-3639
InvestorPossibly a Property Investor

Mortgage

Document Number0005556965
DateJun 20, 2024
Instrument5556/965
Lender
NameA BEST FINANCIAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2039

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAnn Arbor City
CountyWashtenaw County
Unified School DistrictAnn Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$497,500 (-0.22%)$995,000 (-0.22%)
2025$26,521.00 (+826.98%) Homeowner's exemption$498,600$997,200
2023$2,861.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1982)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANN ARBOR
serves 123,851 people · EPA ID MI0000220
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Pine Cir

Nearby Streets

Search Property Records by Address or Parcel Number