632 N Root St, Aurora, IL 60505 Property Records

Kane County property record for 632 N Root St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,818 sqft · built 1900
Lot Size	0.117 acres (5,115 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Mar 2023)
Tax Bill	$5,040 (2025)
Deeds & Mortgages	Oct 2025 Transfer Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-15-482-010`

Property Details

APN / Parcel Number

Primary APN	`15-15-482-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,818 sqft Living Area
Gross Area	3,396 sqft
Basement Area	1,004 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	5,115 sqft (0.117 acres)
Lot Dimensions	155 ft deep x 33 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	632 N ROOT ST
City	AURORA
State	IL
Zip	60505-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THEDORE LAKES ADDN PT LOT 2 BLK 4 LOT DIMENSIONS: 33 X 155 APPROX LOT SQ FT 5115 SUBDIVISION: ILLINOIS-PIERCE-HIGH-AURORA RANGE CODE: 001
Legal Subdivision	ILLINOIS-PIERCE-HIGH-AURORA
Legal Block	4
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2010
Census Tract	853300

Owner

Source: Kane County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	632 N ROOT ST, AURORA, IL 60505-2545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage KIAVI FUNDING INC
Mar 29, 2023	Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2023 · Amount on Record
Deed Sale	Mar 29, 2023 · Amount on Record
Prior Sale	Jan 24, 2005 · Amount on Record
Deed Document Number	20239670
Last Transfer Date	Oct 17, 2025
Transfer Doc	0000042890
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Oct 30, 2025
Property Address	632 N ROOT ST, AURORA, IL 60505-2545
Document Number	0000042890
Instrument Date	Oct 17, 2025
Instrument	2025K042890
Transaction Type	Transfer
Record Updated	Nov 7, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	623 IOWA AVE, AURORA, IL 60506-3594

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 N ROOT ST, AURORA, IL 60505-2545

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	632 N ROOT ST, AURORA, IL 60505-2545
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030549
Date	Sep 1, 2023
Instrument	2023K030549

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 29, 2023
Property Address	632 N ROOT ST, AURORA, IL 60505-2545
Document Number	0000009670
Instrument Date	Mar 20, 2023
Instrument	2023K009670
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 SOUTH AVE, AURORA, IL 60505-4721
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009671
Date	Mar 29, 2023
Instrument	2023K009671

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,040.00 (+4.22%)	$77,170 (+9.39%) Land $6,364 Building $70,806	$231,603 (+9.39%) Land $19,100 Building $212,503
2024	$4,836.00 (+10.69%)	$70,546 (+22.67%) Land $5,818 Building $64,728	$211,723 (+22.71%) Land $17,461 Building $194,262
2022	$4,369.00 (+1.09%)	$57,511 (+7.41%) Land $4,743 Building $52,768	$172,533 (+7.41%) Land $14,229 Building $158,304
2021	$4,322.00	$53,544 Land $4,416 Building $49,128	$160,632 Land $13,248 Building $147,384

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1978–1996)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon, Watch TV.

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