632 N 3rd St, Monroe, OR 97456 Property Records

Benton County property record for 632 N 3rd St, Monroe, OR 97456

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 710 sqft · built 2003
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Company Names on Record
Last Sale	$479,900 (Mar 2022)
Tax Bill	$2,738 (2025)
Deeds & Mortgages	Jul 2023 Transfer Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14528DB02800`

Property Details

APN / Parcel Number

Primary APN	`14528DB02800`
Alternative APN	`200851`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	710 sqft Living Area
1st Floor Area	476 sqft
Attic	Attic
Attic Area	468 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	14,810 sqft (0.34 acres)
Shed	1 Shed
Shed Area	896 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	200851
Street Address	630 N 3RD ST
City	MONROE
State	OR
Zip	97456-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GRA
Legal Description	PACIFIC LOT 8 THRU 12 BLK 13
Legal Range	5W
Legal Township	14S
Legal Section	28
Legal Subdivision	PACIFIC
Legal Block	13
Legal Lot Number	8-12
Jurisdiction	BENTON OR
Township / Civil Division	SOUTHEAST BENTON
Census Block Group	3
Census Block	3015
Census Tract	10400

Owner

Source: Benton County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	630 N 3RD ST, MONROE, OR 97456-9422
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Intrafamily Transfer, Transfer
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 18, 2019	Deed of Trust, Mortgage · Conventional with PMI OREGON CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2022 · Amount on Record
Deed Sale	Mar 24, 2022 · Amount on Record
Prior Sale	Sep 21, 2017 · Amount on Record
Deed Document Number	2022625897
Prior Transfer Date	Oct 19, 2010
Prior Transfer Doc	0000471283
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON OR
Recording Date	Jul 19, 2023
Property Address	632 N 3RD ST, MONROE, OR 97456-9422
Document Number	0000638233
Map Reference	MB 3 PG 34
Instrument Date	Jul 18, 2023
Instrument	2023-638233
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	630 N 3RD ST, MONROE, OR 97456-9422

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Mar 24, 2022
Property Address	632 N 3RD ST, MONROE, OR 97456-9422
Document Number	0000625897
Map Reference	MB 3 PG 34
Instrument Date	Mar 15, 2022
Instrument	2022-625897
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1371 SUNSET DR, HOLLISTER, CA 95023-5828

Mortgage

Document Number	0000625898
Date	Mar 24, 2022
Instrument	2022-625898

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON OR
Property Address	632 N 3RD ST, MONROE, OR 97456-9422
Document Number	0000588714
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 N 3RD ST MONROE OR 974569422, MONROE, OR 97456-9422

Mortgage

Document Number	0000588714
Date	Nov 22, 2019
Instrument	588714

Lender

Name	OREGON CMNTY CU
Type	Credit Union
Address	EUGENE, OR 97408

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Monroe City
Unified School District	Monroe School District 1J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,738.00 (+2.28%)	$147,611 (+3%)	$433,930 (+4.03%) Land $185,000 Building $248,930
2024	$2,677.00 (+2.76%)	$143,312 (+3%)	$417,110 (+10.09%) Land $181,000 Building $236,110
2023	$2,605.00 (+2.68%)	$139,138 (+3%)	$378,890 (+22.63%) Land $181,000 Building $197,890
2022	$2,537.00	$135,085
2002			$308,960 Land $148,000 Building $160,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (1996–2006)
Most Recent Claim	Jan 2006 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Jan 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 723 people · EPA ID OR4100540
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hunter Communications Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20
Monroe Telephone Company DSL · Fiber in parts of the area	100 / 20
Alyrica Fixed Wireless	65 / 10

May also be available: Peak Internet, Verizon.

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