632 Myrtle Ave, Galt, CA 95632 Property Records

Sacramento County property record for 632 Myrtle Ave, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,103 sqft · built 1950
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$224,000 (Jun 2017)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jan 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`150-0171-028-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0171-028-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,103 sqft Living Area
Gross Area	1,343 sqft
1st Floor Area	1,076 sqft
Family Room	Family Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Exterior Material	Wood Shake/Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	632 MYRTLE AVE
City	GALT
State	CA
Zip	95632-1726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	W 60 FT OF E 138.28 FT OF N 130 FT OF THAT POR LOT 4 FERRIS ADD TO GALT DES AS BEG AT A PT FROMWHICH SE COR OF NE 1/4 SEC 27 TWP 5 N B 6 E MD B&M BEARS E 9 CH & 24 LINKS TH N 643.5 FT TH W 203.28 FT TH S 643.5 FT TH E 203.28 FT TO BEG
Legal Subdivision	FERRIS ADD
Legal Tract	13
Legal Block	6
Legal Lot Number	4
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1010
Census Tract	9503

Owner

632 Myrtle Ave is owned and occupied by an individual who bought it in June 2017.

Source: Sacramento County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	632 MYRTLE AVE, GALT, CA 95632-1726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jan 23, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 24, 2022	Grant Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 2, 2017	Quit Claim Deed, Transfer STEWART TITLE
Jun 2, 2017	Grant Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2017 · Amount on File
Deed Sale	Jun 2, 2017 · Amount on File
Prior Sale	Oct 31, 2007 · Amount on File
Deed Book / Page	20170602 / 1326
Prior Transfer Date	May 26, 2017
Prior Transfer Doc	0000001328
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 9, 2026
Property Address	632 MYRTLE AVE, GALT, CA 95632-1726
Document Number	2026000405
Book / Page	20261009 / 405
Instrument Date	Sep 12, 2026
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 MYRTLE AVE, GALT, CA 95632-1726

Mortgage

Document Number	2026000405,
Date	Oct 9, 2026
Book Page	20261009/405

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	306 Months
Due	Apr 1, 2052

Interest

Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	632 MYRTLE AVE, GALT, CA 95632-1726
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 MYRTLE AVE, GALT, CA 95632-1726

Mortgage

Document Number	0000000670
Date	Jan 23, 2024
Instrument	202401230670

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Apr 1, 2052

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 24, 2022
Property Address	632 MYRTLE AVE, GALT, CA 95632-1726
Document Number	0000000742
Instrument Date	Mar 18, 2022
Instrument	2022032400742
Transaction Type	Transfer
Record Updated	Apr 4, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 MYRTLE AVE, GALT, CA 95632-1726

Mortgage

Document Number	0000000743
Date	Mar 24, 2022
Instrument	2022032400743

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 2, 2017
Property Address	632 MYRTLE AVE, GALT, CA 95632-1726
Document Number	0000001325
Book / Page	170602 / 001325
Instrument Date	May 26, 2017
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	632 MYRTLE AVE GALT CA 956321726, GALT, CA 95632-1726

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 2, 2017
Property Address	632 MYRTLE AVE, GALT, CA 95632-1726
Document Number	6020000001326
Book / Page	20170602 / 1326
Instrument Date	May 25, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	STEWART

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 MYRTLE AVE, GALT, CA 95632-1726

Mortgage

Document Number	201706021327
Date	Jun 2, 2017
Instrument	20170602/1327

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Mortgage

Document Number	0000001329
Date	Jun 2, 2017
Book Page	20170602/1329

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 632 Myrtle Ave was $2,908 with a homeowner's exemption, down 3.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$265,163 (+2%) Land $96,179 Building $168,984
2025	$2,908.00 (-3.36%) Homeowner's exemption	$259,965 Land $94,294 Building $165,671
2024	$3,009.00 (+10.06%)
2023	$2,734.00 (+4.27%) Homeowner's exemption	$249,873 Land $90,634 Building $159,239
2022	$2,622.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 632 Myrtle Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 Myrtle Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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