632 Mount Duncan Dr, Clayton, CA 94517 Property Records

Contra Costa County property record for 632 Mount Duncan Dr, Clayton, CA 94517

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,325 sqft · built 1978
Lot Size0.28 acres (12,180 sqft)
Owner2 Individual Names on Record
Last Sale$1,065,000 (Oct 2025)
Tax Bill$6,740 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN119-490-052-6

Property Details

APN / Parcel Number

Primary APN119-490-052-6
Alternative APN
  • 119-490-052

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms11 Rooms
Stories1 Story
Building Area2,325 sqft Living Area
1st Floor Area2,325 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area12,180 sqft (0.28 acres)
View / LotWoodland
Garage TypeAttached
Garage Area706 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address632 MT DUNCAN DR
CityCLAYTON
StateCA
Zip94517-1652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-1
Legal DescriptionT04019 L0052 B EX MR
Legal Subdivision4019 DANA HILLS 10
Legal Tract04019
Legal Lot Number52
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group3
Census Block3011
Census Tract355306

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address632 MT DUNCAN DR, CLAYTON, CA 94517-1652
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2025Grant Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Jan 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2025 · Amount on Record
Deed SaleOct 9, 2025 · Amount on Record
Prior SaleApr 19, 1994 · Amount on Record
Deed Document Number2025105979
Prior Transfer DateJul 1, 2003
Prior Transfer Doc0000361046
Record UpdatedOct 29, 2026

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateOct 9, 2025
Property Address632 MT DUNCAN DR, CLAYTON, CA 94517-1652
Document Number0000105979
Map ReferenceMB 194 PG 50
Instrument DateOct 2, 2025
Instrument2025- 105979
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address632 MT DUNCAN DR, CLAYTON, CA 94517-1652

Mortgage

Document Number0000105980
DateOct 9, 2025
Instrument2025- 105980
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Address3160 CROW CANYON RD STE 400, SAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address632 MT DUNCAN DR, CLAYTON, CA 94517-1652
Document Number0000004959
Instrument DateJan 4, 2019
Transaction TypeMortgage
Record UpdatedJan 24, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address632 MT DUNCAN DR CLAYTON CA 945171652, CLAYTON, CA 94517-1652

Mortgage

Document Number0000004959
DateJan 14, 2019
Instrument4959
Lender
NamePROVIDENT CU
TypeCredit Union
AddressREDWOOD CITY, CA 94085-1408
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityClayton City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,065,000 (+112.42%) Land $500,000 Building $565,000
2025$6,740.00 (+4.84%) Homeowner's exemption$501,375 (+4.04%) Land $161,451 Building $339,924
2023$6,429.00 (+1.56%) Homeowner's exemption$481,908 Land $155,183 Building $326,725
2022$6,330.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 56% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Mount Duncan Dr

Nearby Streets

Search Property Records by Address or Parcel Number