1. Home
  2. Florida
  3. Charlotte County
  4. Punta Gorda
  5. Monaco Dr

632 Monaco Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 632 Monaco Dr, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,442 sqft · built 1996
Lot Size0.22 acres (9,600 sqft)
Owner2 Individual Names on File
Last Sale$615,000 (Aug 2026)
Tax Bill$7,148 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN412329101015

Property Details

APN / Parcel Number

Primary APN412329101015
Alternative APNs
  • 00952601349940
  • 10004711195

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,442 sqft Living Area
Gross Area3,298 sqft
1st Floor Area2,442 sqft
Central VacuumCentral Vacuum

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area9,600 sqft (0.22 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area506 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area270 sqft
PorchEnclosed/Screened Porch
Porch Area350 sqft
Loading Dock192 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952601349940
Street Address632 MONACO DR
CityPUNTA GORDA
StateFL
Zip33950-8014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGS-3.5
Legal DescriptionPUNTA GORDA ISLES SEC15 BLK265 LT27 696/2083 774/1747 802/89 964/364 3779/1686
Legal Range23E
Legal Township41S
Legal Section29
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block265
Legal Lot Number27
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2008
Census Tract10405

Owner

Source: Charlotte County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2625 NESTLEBROOK TRL, VIRGINIA BEACH, VA 23456-8202
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2026 · Amount on File
Deed SaleAug 5, 2026 · Amount on File
Prior SaleJun 27, 2013 · Amount on File
Deed Document Number20263671187
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateAug 5, 2026
Property Address632 MONACO DR, PUNTA GORDA, FL 33950-8014
Document Number0003671187
Instrument DateAug 4, 2026
Instrument20263671187
Transaction TypeTransfer
Record UpdatedAug 24, 2026
Title CompanyHOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TITLE & CLOSING SERVI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$434,805.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2625 NESTLEBROOK TRL, VIRGINIA BEACH, VA 23456-8202

Mortgage

Document Number0003671188,
DateAug 5, 2026
Instrument20263671188
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,148.00 (+4.5%) Homeowner's exemption$405,674 (+5.99%)$610,474 (-2.24%) Land $267,750 Building $342,724
2023$6,840.00 (+4.27%) Homeowner's exemption$382,758 (+3%)$624,457 (+3.19%) Land $305,000 Building $319,457
2022$6,560.00 Homeowner's exemption$371,610$605,140 Land $236,300 Building $368,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 823 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,051 units insured
incl. 228 condo units
Nearby Flood Claims19 (2004–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Helene, Oct 2024 · 6 claims
  • Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Monaco Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures