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632 Memorial Dr, Winthrop, ME 04364 Property Records

Kennebec County and Winthrop Town property record for 632 Memorial Dr, Winthrop, ME 04364

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,044 sqft · built 1977
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Tax Bill$9,406 (2025)
Deeds & MortgagesJan 2023 Refinance
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNWINP M:045 L:004

Property Details

APN / Parcel Number

Primary APNWINP M:045 L:004
Alternative APN
  • 2100

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,044 sqft Living Area
Gross Area4,043 sqft
1st Floor Area1,144 sqft
Basement Area368 sqft
Unfinished Basement368 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
View / LotWaterfront
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2100
Street Address632 MEMORIAL DR
CityWINTHROP
StateME
Zip04364-3420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSL
Legal Lot Number4
JurisdictionWINTHROP ME
Township / Civil DivisionWINTHROP
Census Block Group3
Census Block3007
Census Tract14001

Owner

Source: Kennebec County and Winthrop Town records · APN WINP M:045 L:004

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address632 MEMORIAL DR, WINTHROP, ME 04364-3420
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
KENNEBEC SAVINGS BANK
May 15, 2020Deed of Trust, Mortgage · ARM
KENNEBEC SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINTHROP ME
Property Address632 MEMORIAL DR, WINTHROP, ME 04364-3420
Transaction TypeMortgage
Record UpdatedJan 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023000452
DateJan 09, 2023
Book Page14671/181
Instrument2023000452
Lender
NameKENNEBEC SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term97 Months
DueFeb 01, 2031

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINTHROP ME
Property Address632 MEMORIAL DR, WINTHROP, ME 04364-3420
Transaction TypeMortgage
Record UpdatedJun 01, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number13556/149
DateMay 15, 2020
Book Page13556/149
Instrument2020010098
Lender
NameKENNEBEC SAVINGS BANK
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueJun 01, 2050
Interest
Rate TypeAdjustable Rate
Type Change DateJun 01, 2023

Tax Assessment & Valuation

Source: Kennebec County and Winthrop Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountyKennebec County
County SubdivisionWinthrop Town
Unified School DistrictWinthrop (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,406.00$407,200 (-) Land $202,400 Building $204,800
2024$9,406.00 (+6.1%)$407,200 (-) Land $202,400 Building $204,800
2022$8,865.00$407,200 Land $202,400 Building $204,800$577,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of Maine
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWINTHROP UTILITIES DISTRICT
serves 2,750 people
Water SourceSurface water
Last State InspectionNov 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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