632 Memorial Dr, Sebring, FL 33870 Property Records

Highlands County property record for 632 Memorial Dr, Sebring, FL 33870 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,021 sqft · built 1997
Lot Size	0.469 acres (20,448 sqft)
Owner	Company Name on File
Last Sale	$272,000 (Jan 2021)
Tax Bill	$5,389 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`C-14-34-28-020-3400-0090`

Property Details

APN / Parcel Number

Primary APN	`C-14-34-28-020-3400-0090`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,021 sqft Living Area
Gross Area	3,075 sqft
1st Floor Area	1,701 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	20,448 sqft (0.469 acres)
Lot Dimensions	353 ft deep x 100 ft wide
View / Lot	Water
Garage Type	Attached
Garage Area	1,054 sqft
Driveway	Concrete Driveway
Driveway Area	1,140 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	518 sqft
Deck Area	560 sqft
Patio Area	156 sqft
Shed	1 Shed
Shed Area	275 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	632 MEMORIAL DR
City	SEBRING
State	FL
Zip	33870-1490
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE BOULEVARD SUB PB 2-PG 82 LOTS 9 + 10 BLK 340
Legal Range	28E
Legal Township	34S
Legal Section	14
Legal Subdivision	LAKE BOULEVARD SUB
Legal Block	340
Legal Lot Number	9,10
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3016
Census Tract	960700

Owner

Source: Highlands County records · APN C-14-34-28-020-3400-0090

Assessment roll updated December 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	320 GOLD AVE SW, 620, ALBUQUERQUE, NM 87102-3210
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ASTON TRUST
Jan 29, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2021 · Amount on Record
Deed Sale	Jan 29, 2021 · Amount on Record
Prior Sale	Nov 10, 2003 · Amount on Record
Deed Document Number	20212016963
Deed Book / Page	2799 / 533
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 28, 2021
Property Address	632 MEMORIAL DR, SEBRING, FL 33870-1490
Document Number	0002046110
Book / Page	2840 / 945
Map Reference	MB 2 PG 82
Instrument Date	Jul 06, 2021
Instrument	2046110
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4002 CASCADE LN, LABELLE, FL 33935-5411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 GOLD AVE SW, ALBUQUERQUE, NM 87102-3202

Mortgage

Document Number	0002840947
Date	Jul 28, 2021
Instrument	2840/947

Lender

Name	ASTON TRUST
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jan 29, 2021
Property Address	632 MEMORIAL DR, SEBRING, FL 33870-1490
Document Number	0002016963
Book / Page	2799 / 533
Map Reference	MB 2 PG 82
Instrument Date	Jan 20, 2021
Instrument	2016963
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,904.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 W STATE ST, MILFORD CENTER, OH 43045-9009

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	PO BOX 190, LABELLE, FL 33975-0190

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$374,275 (+0.11%) Land $135,100 Building $239,175	$374,275 (+0.11%) Land $135,100 Building $239,175
2024	$5,389.00 (+0.6%)
2023	$5,357.00 (+8.05%)	$373,857 (+13.5%) Land $120,625 Building $253,232	$373,857 (+13.5%) Land $120,625 Building $253,232
2022	$4,958.00	$329,383 Land $86,850 Building $242,533	$329,383 Land $86,850 Building $242,533

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559607003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1998–2022)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 6 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Low above 35% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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