632 Lockhouse Rd, Falling Waters, WV 25419 Property Records

Berkeley County property record for 632 Lockhouse Rd, Falling Waters, WV 25419

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1992
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jul 2022)
Tax Bill	$1,608 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2E-0012.0000`

Property Details

APN / Parcel Number

Primary APN	`02-2E-0012.0000`
Alternative APNs	`02-02-2E-0012.0000` `06209426`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	460 sqft
Finished Basement	460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	48,352 sqft (1.11 acres)
Porch	Porch
Porch Area	35 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	06209426
Street Address	632 LOCKHOUSE RD
City	FALLING WATERS
State	WV
Zip	25419-4721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC F LOT 42 POTOMAC HEIGHTS 1.11 ACRES
Legal Subdivision	POTOMAC HEIGHTS
Legal Lot Number	42
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	1
Census Block	1003
Census Tract	971104

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	35 FOOTHILL CT, HARPERS FERRY, WV 25425-4792
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed, Transfer · FHA Mortgage INTEGRITY HOME MORTGAGE CORP
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Deed Document Number	20220026933
Deed Book / Page	1402 / 541
Record Updated	Jun 8, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Jul 18, 2022
Property Address	632 LOCKHOUSE RD, FALLING WATERS, WV 25419-4721
Document Number	001402/541
Book / Page	1402 / 541
Map Reference	DB 245 PG 253
Instrument Date	Jul 15, 2022
Instrument	20220026933
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200269343927194
Date	Jul 18, 2022
Instrument	202200269343927194

Lender

Name	INTEGRITY HOME MORTGAGE CORP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	632 LOCKHOUSE RD, FALLING WATERS, WV 25419-4721
Transaction Type	Mortgage
Record Updated	Nov 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3791/297
Date	Oct 8, 2021
Book Page	3791/297
Instrument	20210036945

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,608.00 (+15.1%)	$132,300 (+19.64%) Land $50,640 Building $81,660	$220,500 (+19.64%) Land $84,400 Building $136,100
2023	$1,397.00	$110,580 Land $49,020 Building $61,560	$184,300 Land $81,700 Building $102,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 99.2% of West Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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