632 Irish Settlement Rd, Plattsburgh, NY 12901 Property Records

Clinton County and Schuyler Falls Town property record for 632 Irish Settlement Rd, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,208 sqft · built 2002
Lot Size	5.8 acres (252,648 sqft)
Owner	Individual Name on Record
Last Sale	$655,000 (Sep 2023)
Tax Bill	$12,288 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094600 231.-1-25.2`

Property Details

APN / Parcel Number

Primary APN	`094600 231.-1-25.2`
Alternative APN	`460023100000010250020000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,208 sqft Living Area
1st Floor Area	2,388 sqft
2nd Floor Area	1,820 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	252,648 sqft (5.8 acres)
Garage Type	Attached
Garage Area	1,068 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	640 sqft
Porch	Slab
Porch Area	992 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	632 IRISH SETTLEMENT RD
City	PLATTSBURGH
State	NY
Zip	12901-7609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 POP
Legal Block	1
Legal Lot Number	25.002
Jurisdiction	CLINTON NY
Township / Civil Division	SCHUYLER FALLS
Census Block Group	3
Census Block	3008
Census Tract	103900

Owner

Source: Clinton County and Schuyler Falls Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4290 MAIN ST, PORT HENRY, NY 12974-1335
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTH COUNTRY SAVINGS BANK
May 16, 2022	Deed of Trust, Mortgage · ARM DANNEMORA FEDERAL CREDIT UNION
Feb 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GLEN FALLS NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Deed Document Number	2023333599
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Sep 18, 2023
Property Address	632 IRISH SETTLEMENT RD, PLATTSBURGH, NY 12901-7609
Document Number	0000333599
Instrument Date	Sep 18, 2023
Instrument	20230-00333599
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4290 MAIN ST, PORT HENRY, NY 12974-1335

Mortgage

Document Number	23000333600
Date	Sep 18, 2023
Instrument	230-00333600

Lender

Name	NORTH COUNTRY SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	632 IRISH SETTLEMENT RD, PLATTSBURGH, NY 12901-7609
Transaction Type	Mortgage
Record Updated	Jun 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000324480
Date	May 16, 2022
Instrument	20220-00324480

Lender

Name	DANNEMORA FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.1%
Type Change Date	May 15, 2027
Index	Other
Margin	2

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	632 IRISH SETTLEMENT RD, PLATTSBURGH, NY 12901-7609
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000313605
Date	Feb 3, 2021
Instrument	20210-00313605

Lender

Name	GLEN FALLS NATIONAL BANK & TRUST CO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Clinton County and Schuyler Falls Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Schuyler Falls Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,288.00 (+297.54%)
2025	$3,091.00	$411,500 (-) Land $32,200 Building $379,300	$614,200 (+11.94%) Land $48,061 Building $566,139
2023		$411,500 (-) Land $32,200 Building $379,300	$548,700 (+13.34%) Land $42,936 Building $505,764
2022		$411,500 Land $32,200 Building $379,300	$484,100 Land $37,881 Building $446,219

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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