632 Independence Dr, Jacksonville, NC 28546 Property Records

Onslow County property record for 632 Independence Dr, Jacksonville, NC 28546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,724 sqft · built 1996
Lot Size	0.177 acres (7,723 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Nov 2020)
Tax Bill	$2,416 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Sep 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`351A-149`

Property Details

APN / Parcel Number

Primary APN	`351A-149`
Alternative APNs	`467125000` `054866`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,723 sqft (0.177 acres)
Lot Dimensions	117 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	467125000
Street Address	632 INDEPENDENCE DR
City	JACKSONVILLE
State	NC
Zip	28546-7313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF-LD
Legal Description	L90 S2A HERITAGE SQ
Legal Subdivision	HERITAGE SQUARE SEC 2A
Legal Lot Number	90
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1014
Census Tract	2201

Owner

632 Independence Dr is owned and occupied by an individual who bought it in November 2020.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	632 INDEPENDENCE DR, JACKSONVILLE, NC 28546-7313
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 3, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on File
Deed Sale	Nov 13, 2020 · Amount on File
Prior Sale	May 31, 2016
Deed Book / Page	5312 / 823
Prior Transfer Date	May 5, 2016
Prior Transfer Doc	0044590470
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Nov 13, 2020
Property Address	632 INDEPENDENCE DR, JACKSONVILLE, NC 28546-7313
Document Number	0053120823
Book / Page	5312 / 823
Map Reference	MB 33 PG 28
Instrument Date	Oct 28, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	644 SPRING OAK RD, 644, CAMARILLO, CA 93010-7557

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	632 INDEPENDENCE DR, JACKSONVILLE, NC 28546-7313

Mortgage

Document Number	0005312826
Date	Nov 13, 2020
Instrument	5312/826

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Sep 3, 2019
Property Address	632 INDEPENDENCE DR, JACKSONVILLE, NC 28546-7313
Document Number	0050140485
Book / Page	005014 / 000485
Instrument Date	Jul 21, 2019
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 30321 SAVANNAH GA 314100321, SAVANNAH, GA 31410-0321

Tax Assessment & Valuation

The 2026 property tax bill for 632 Independence Dr was $2,416, up 2.4% from the year before.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,416.00 (+2.37%)	$278,795 (+48.24%) Land $60,000 Building $218,795	$278,795 (+48.24%) Land $60,000 Building $218,795
2025	$2,360.00	$188,066 Land $25,000 Building $163,066	$188,066 Land $25,000 Building $163,066
2023	$2,360.00	$188,066 Land $25,000 Building $163,066	$188,066 Land $25,000 Building $163,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 632 Independence Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	6 (1999–2018)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims Hurricane Ophelia, Sep 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 Independence Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

Nearby Properties on Independence Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures