Kane County property record for 632 Illinois Ave, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,172 sqft · built 1923 |
| Lot Size | 0.159 acres (6,907 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $211,000 (Aug 2021) |
| Tax Bill | $5,272 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jan 2021 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-280-022 |
| Primary APN | 06-24-280-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 5 Stories |
| Building Area | 1,172 sqft Living Area |
| Gross Area | 1,953 sqft |
| Basement Area | 781 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Lot Area | 6,907 sqft (0.159 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 632 ILLINOIS AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-7917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF ROOSEVELT ADDN LOT 8 BLOCK 3 |
| Legal Subdivision | ROOSEVELT ADDN |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 851400 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 632 ILLINOIS AVE, ELGIN, IL 60120-7917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 27, 2021 | Loan Modification, Mortgage · Conventional Mortgage FIRST FED'L SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2021 · Amount on Record |
| Deed Sale | Aug 13, 2021 · Amount on Record |
| Prior Sale | Jul 28, 2015 · Amount on Record |
| Deed Document Number | 202161976 |
| Prior Transfer Date | Apr 19, 2012 |
| Prior Transfer Doc | 0000028438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 13, 2021 |
| Property Address | 632 ILLINOIS AVE, ELGIN, IL 60120-7917 |
| Document Number | 0000061976 |
| Instrument Date | Aug 9, 2021 |
| Instrument | 2021K061976 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $211.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 632 ILLINOIS AVE, ELGIN, IL 60120-7917 |
| Document Number | 0000061977 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021K061977 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 632 ILLINOIS AVE, ELGIN, IL 60120-7917 |
| Document Number | 0000007371 |
| Instrument Date | Jan 27, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 632 ILLINOIS AVE ELGIN IL 601207917, ELGIN, IL 60120-7917 |
| Document Number | 0000007371 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 7371 |
| Name | FIRST FED'L SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | OTTAWA, IL 61350 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.75% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,272.00 (+15.82%) Homeowner's exemption | $77,106 (+8.57%) Land $14,401 Building $62,705 | $231,411 (+8.57%) Land $43,220 Building $188,190 |
| 2024 | $71,019 (+21.4%) Land $13,264 Building $57,755 | $213,142 (+21.44%) Land $39,808 Building $173,334 | |
| 2022 | $4,552.00 (-6.7%) Homeowner's exemption | $58,502 (+6.96%) Land $10,926 Building $47,576 | $175,506 (+6.96%) Land $32,778 Building $142,728 |
| 2021 | $4,879.00 | $54,695 Land $10,215 Building $44,480 | $164,085 Land $30,645 Building $133,440 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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