632 Harrison Ave, Defiance, OH 43512 Property Records

Defiance County property record for 632 Harrison Ave, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,004 sqft · built 2004
Lot Size	0.134 acres (5,850 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Mar 2022)
Tax Bill	$1,045 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B012093000800`

Property Details

APN / Parcel Number

Primary APN	`B012093000800`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,004 sqft Living Area
Gross Area	2,005 sqft
1st Floor Area	757 sqft
Upper Floors Area	246 sqft
Basement Area	510 sqft
Unfinished Basement	510 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,850 sqft (0.134 acres)
Lot Dimensions	130 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	244 sqft
Canopy	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	632 HARRISON AVE
City	DEFIANCE
State	OH
Zip	43512-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VANDENBROEKS ADDITION LOT 8
Legal Subdivision	VANDENBROEKS ADD
Legal Lot Number	8
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	2
Census Block	2021
Census Tract	958600

Owner

632 Harrison Ave is owned and occupied by an individual who bought it in March 2022.

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	632 HARRISON AVE, DEFIANCE, OH 43512-2022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Sep 19, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Mar 31, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Prior Sale	Jan 1, 1992
Deed Document Number	20221479
Deed Book / Page	447 / 1806
Prior Transfer Date	Jul 2, 2013
Prior Transfer Doc	372/2950
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Recording Date	May 18, 2026
Property Address	632 HARRISON AVE, DEFIANCE, OH 43512-2022
Document Number	0000001724
Book / Page	481 / 1239
Instrument Date	Apr 2, 2026
Instrument	20261724
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 HARRISON AVE, DEFIANCE, OH 43512-2022

Mortgage

Document Number	0000001724,
Date	May 18, 2026
Book Page	481/1239
Instrument	20261724

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Apr 1, 2066

Interest

Rate	6%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	632 HARRISON AVE, DEFIANCE, OH 43512-2022
Transaction Type	Mortgage
Record Updated	Oct 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 HARRISON AVE, DEFIANCE, OH 43512-2022

Mortgage

Document Number	00459/1676
Date	Sep 19, 2023
Book Page	459/1676
Instrument	202300003298

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	343 Months
Due	Apr 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Mar 31, 2022
Property Address	632 HARRISON AVE, DEFIANCE, OH 43512-2022
Document Number	00447/1806
Book / Page	447 / 1806
Instrument Date	Mar 31, 2022
Instrument	202200001479
Transaction Type	Transfer
Record Updated	Apr 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 HARRISON AVE, DEFIANCE, OH 43512-2022

Mortgage

Document Number	202200001480
Date	Mar 31, 2022
Instrument	202200001480

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 632 Harrison Ave was $1,045.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,045.00	$26,750 (-) Land $2,930 Building $23,820
2024	$1,045.00 (+1.16%)	$26,750 (-) Land $2,930 Building $23,820	$76,440 (+0.02%) Land $8,370 Building $68,070
2023	$1,033.00 (+13.27%)	$26,750 (+22.82%) Land $2,930 Building $23,820	$76,428 Land $8,371 Building $68,057
2022	$912.00	$21,780 Land $2,930 Building $18,850
2020			$62,220 Land $8,370 Building $53,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 632 Harrison Ave in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	21 (1978–2015)
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 632 Harrison Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Omni Fiber.

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