Harford County property record for 632 Gilbert Rd, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,864 sqft · built 1991 |
| Lot Size | 3.54 acres (154,202 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Apr 2018) |
| Tax Bill | $7,657 (2026) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-083914 |
| Primary APN | 02-083914 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,864 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 154,202 sqft (3.54 acres) |
| Garage Type | Attached |
| Garage Area | 839 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 900 sqft |
| Deck Area | 345 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 083914 |
|---|---|
| Street Address | 632 GILBERT RD |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-1105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LT 1 3.545 AC 632 GILBERT ROAD LOCKSLEY MANOR P 64/24 |
| Legal Subdivision | LOCKSLEY MANOR 64 24 |
| Legal Lot Number | 1 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 302200 |
632 Gilbert Rd is owned and occupied by two individuals who bought it in April 2018.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 632 GILBERT RD, ABERDEEN, MD 21001-1105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2020 | Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS |
| Apr 11, 2018 | Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2018 · Amount on File |
| Deed Sale | Apr 11, 2018 · Amount on File |
| Prior Sale | Jun 25, 2014 · Amount on File |
| Deed Book / Page | 12772 / 304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 632 GILBERT RD, ABERDEEN, MD 21001-1105 |
| Document Number | 0138700369 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 632 GILBERT RD ABERDEEN MD 210011105, ABERDEEN, MD 21001-1105 |
| Document Number | 0138700369 |
|---|---|
| Date | May 26, 2020 |
| Book Page | 013870/000369 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 11, 2018 |
| Property Address | 632 GILBERT RD, ABERDEEN, MD 21001-1105 |
| Document Number | 0127720304 |
| Book / Page | 12772 / 0304 |
| Map Reference | LB CGH64 FO24 |
| Instrument Date | Mar 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,825.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 632 GILBERT RD, ABERDEEN, MD 21001-1105 |
| Document Number | 0012772310 |
|---|---|
| Date | Apr 11, 2018 |
| Instrument | 12772/310 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2026 property tax bill for 632 Gilbert Rd was $7,657, up 15.4% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,657.00 (+15.39%) | $697,100 Land $127,700 Building $569,400 | $697,100 Land $127,700 Building $569,400 |
| 2025 | $6,636.00 | ||
| 2023 | $556,600 Land $127,700 Building $428,900 | $556,600 Land $127,700 Building $428,900 | |
| 2022 | $5,993.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 632 Gilbert Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Feb 2003 · Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 632 Gilbert Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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