632 Front St, North Augusta, SC 29841 Property Records

Aiken County property record for 632 Front St, North Augusta, SC 29841

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 4,440 sqft · built 2020
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Feb 2026)
Tax Bill	$16,857 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2026 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`003-16-08-006`

Property Details

APN / Parcel Number

Primary APN	`003-16-08-006`
Alternative APN	`R2025063901`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,440 sqft Living Area
Gross Area	5,740 sqft
1st Floor Area	3,810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	868 sqft
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R2025063901
Street Address	632 FRONT ST
City	NORTH AUGUSTA
State	SC
Zip	29841-3790
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMONDS FERRY PHASE D LOT 6 BLOCK 16 SECTION 1
Legal Subdivision	HAMMONDS FERRY PHASE D
Legal Phase	D
Legal Block	16
Legal Lot Number	6
Jurisdiction	AIKEN SC
Township / Civil Division	NORTH AUGUSTA
Census Block Group	1
Census Block	1027
Census Tract	20802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Augusta Canal Industrial District listed 1971 · 17 contributing resources · National Historic Landmark (designated 1977) · NRIS 71000285

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

632 Front St is owned and occupied by two individuals who bought it in February 2026.

Source: Aiken County records, as of April 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	632 FRONT ST, NORTH AUGUSTA, SC 29841-3790
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 17, 2026	Deed, Transfer · Conventional Mortgage SECURITY FEDERAL BANK
Sep 26, 2022	Intrafamily Transfer, Transfer
Nov 21, 2019	Trustee's Deed, Construction Loan · Construction Mortgage SOUTH ST BK
May 16, 2019	Deed, Transfer · ARM SOUTH STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026 · Amount on File
Deed Sale	Feb 17, 2026 · Amount on File
Prior Sale	May 16, 2019 · Amount on File
Deed Document Number	20264280
Deed Book / Page	5299 / 764
Prior Transfer Date	Sep 20, 2022
Prior Transfer Doc	05049/1054
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AIKEN SC
Property Address	632 FRONT ST, NORTH AUGUSTA, SC 29841-3790
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04963/2251
Date	Sep 23, 2021
Book Page	4963/2251
Instrument	2021028836

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	AIKEN SC
Recording Date	Feb 17, 2026
Property Address	632 FRONT ST, NORTH AUGUSTA, SC 29841-3790
Document Number	05299/0764
Book / Page	5299 / 764
Map Reference	MB 59 PG 230
Instrument Date	Jan 30, 2026
Instrument	2026004280
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 FRONT ST, NORTH AUGUSTA, SC 29841-3790

Mortgage

Document Number	2026004281
Date	Feb 17, 2026
Instrument	2026004281

Lender

Name	SECURITY FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AIKEN SC
Recording Date	Sep 26, 2022
Property Address	632 FRONT ST, NORTH AUGUSTA, SC 29841-3790
Document Number	05049/1054
Book / Page	5049 / 1054
Map Reference	MB PL59 PG 230
Instrument Date	Sep 20, 2022
Instrument	2022026785
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	632 FRONT ST, 632, NORTH AUGUSTA, SC 29841-3790

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	632 FRONT ST, NORTH AUGUSTA, SC 29841-3790

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	AIKEN SC
Recording Date	Nov 21, 2019
Property Address	632 FRONT ST, NORTH AUGUSTA, SC 29841-3790
Book / Page	004813 / 002218
Instrument Date	Nov 18, 2019
Instrument	29745
Transaction Type	Construction Loan
Record Updated	Dec 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 FRONT ST NORTH AUGUSTA SC 298413790, NORTH AUGUSTA, SC 29841-3790

Mortgage

Document Number	4813/2218
Date	Nov 21, 2019
Book Page	004813/002218
Instrument	29745

Lender

Name	SOUTH ST BK
Type	Bank
Address	NORTH CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 20, 2034

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	AIKEN SC
Recording Date	May 16, 2019
Property Address	632 FRONT ST, NORTH AUGUSTA, SC 29841-3790
Document Number	4778/1118
Book / Page	4778 / 1118
Map Reference	MB PL59 PG 230
Instrument Date	May 15, 2019
Instrument	2019012027
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4139 BELLAIRE BLVD APT 226, 226, HOUSTON, TX 77025-1083

Mortgage

Document Number	2019012028
Date	May 16, 2019
Instrument	2019012028

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.99%
Index	1-Year LIBOR
Max Rate	9.99%

Tax Assessment & Valuation

The 2025 property tax bill for 632 Front St was $16,857.

Source: Aiken County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Aiken County
Municipality	North Augusta City
Unified School District	Aiken County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,857.00	$66,280	$1,104,640 Land $275,000 Building $829,640
2023	$15,545.00	$66,280 Land $16,500 Building $49,780	$1,104,640 Land $275,000 Building $829,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 632 Front St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Aug 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 632 Front St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORTH AUGUSTA serves 26,125 people · EPA ID SC0210003
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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