632 Fortune St, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 632 Fortune St, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1959
Lot Size0.238 acres (10,374 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Jun 2010)
Tax Bill$2,689 (2023)
Deeds & MortgagesJul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN159-024-18

Property Details

APN / Parcel Number

Primary APN159-024-18

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Heated Area
Gross Area1,225 sqft
1st Floor Area1,008 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area10,374 sqft (0.238 acres)
PorchPorch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number159-024-18
Street Address632 FORTUNE ST
CityCHARLOTTE
StateNC
Zip28205-7047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeO-2
Legal DescriptionL16 B2 M9-189
Legal SubdivisionWASHBURN HEIGHTS
Legal Block2
Legal Lot Number16
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1013
Census Tract1801

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address15340 BLACK FARMS RD, HUNTERSVILLE, NC 28078-9557
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2010 · Amount on Record
Deed SaleJun 8, 2010 · Amount on Record
Prior SaleFeb 15, 2010 · Amount on Record
Deed Document Number0025674930
Deed Book / Page25674 / 930
Record UpdatedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 8, 2025
Property Address632 FORTUNE ST, CHARLOTTE, NC 28205-7047
Document Number0000067380
Book / Page39705 / 803
Map ReferenceMB 9 PG 189
Instrument DateJul 7, 2025
Instrument2025067380
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$530.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15340 BLACK FARMS RD, HUNTERSVILLE, NC 28078-9557

Transferred To (Grantee/Buyer)

NameVerified Name
Address2308 ASHLEY RD, CHARLOTTE, NC 28208-4802

Mortgage

Document Number0000067381
DateJul 8, 2025
Book Page39705/805
Instrument2025067381
Lender
NameATLANTIC COAST MORTGAGE
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims248 (1982–2010)
Most Recent ClaimJan 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Fortune St

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